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Read amazing research on Pismo Beach, California Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Pismo Beach, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Pismo Beach, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Pismo Beach 4 Beds, 2 Baths, 1850 sqft $360,000 $80
Templeton 4 Beds, 2 Baths, 2,790 sqft $967,000 $125
Santa Margarita 3 Beds, 2 Baths, 2,080 sqft $496,000 $163
Los Ranchos 4 Beds, 2 Baths, 1,800 sqft $308,000 $100
Santa Ynez 4 Beds, 2 Baths, 3,380 sqft $915,000 $105
Orcutt 4 Beds, 3 Baths, 2,820 sqft $678,000 $167
Los Olivos 2 Beds, 1 Bath, 990 sqft $234,000 $53
San Simeon 3 Beds, 1 Bath, 1,230 sqft $308,000 $45
Blacklake 2 Beds, 1 Bath, 1,100 sqft $214,000 $40
Vandenberg Village 3 Beds, 2 Baths, 2,250 sqft $535,000 $126
Buellton 2 Beds, 1 Bath, 1,630 sqft $462,000 $137
Oceano 2 Beds, 1 Bath, 1,460 sqft $478,000 $50
Mission Hills 3 Beds, 1 Bath, 2,260 sqft $783,000 $111
Paso Robles 4 Beds, 2 Baths, 2,450 sqft $846,000 $87
Vandenberg AFB 3 Beds, 2 Baths, 1,670 sqft $286,000 $58
Ballard 3 Beds, 1 Bath, 1,390 sqft $236,000 $52
Sisquoc 4 Beds, 3 Baths, 2,610 sqft $692,000 $103
Oak Shores 2 Beds, 1 Bath, 1,450 sqft $335,000 $77
San Luis Obispo 3 Beds, 1 Bath, 1,530 sqft $349,000 $68
Lompoc 4 Beds, 2 Baths, 2,760 sqft $591,000 $160
Callender 3 Beds, 1 Bath, 1,890 sqft $433,000 $136

If your Pismo Beach, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Pismo Beach:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
FIRE $59,000
WIND $5,000

Your Pismo Beach, CA insurance agent (see examples below) can help with your claims.

  • Travelers: David Tennant, 1303 e grand ave suite 111, Arroyo Grande, CA, 93420 Phone: 805-474-8962
  • State Farm: Nancy Boster, 1100 s broadway, Santa Maria, CA, 93454-6608 805-922-4066
  • Allstate: Andy Cox, 3220 s higuera st ste 300, San Luis Obispo, CA, 93401 (805) 543-2194
  • Liberty Mutual Independent: Morris & Garritano Ins Agy Inc, 1122 laurel ln sanĀ luisĀ obispo, San Luis Obispo, CA, 93401
  • Farmers: Stacy Korsgaden Lutcf, 901 w grand ave, Grover Beach, CA, 93433 (805) 481-1416

Your Background Impacts Your Home Insurance Quotes

Here is a list of Pismo Beach, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $50 to $75,000 3 Pets, Non-Smoker $880
Freelancer 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $750
Unemployed 600-649 Credit Score No Income 1 Pet, Smoker $200