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Read amazing research on Guadalupe, California Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Guadalupe, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Guadalupe, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Guadalupe 3 Beds, 1 Bath, 1750 sqft $206,000 $52
Los Osos 2 Beds, 1 Bath, 1,260 sqft $115,000 $26
Avilla Beach 2 Beds, 1 Bath, 1,220 sqft $184,000 $22
Vandenberg Village 4 Beds, 2 Baths, 2,660 sqft $294,000 $46
Woodlands 4 Beds, 1 Bath, 2,940 sqft $366,000 $72
Edna 2 Beds, 1 Bath, 1,610 sqft $158,000 $56
Los Ranchos 4 Beds, 3 Baths, 2,610 sqft $246,000 $59
Casmalia 3 Beds, 2 Baths, 1,490 sqft $133,000 $42
Creston 2 Beds, 1 Bath, 1,340 sqft $90,000 $23
Garden Farms 2 Beds, 1 Bath, 1,030 sqft $131,000 $27
Santa Maria 4 Beds, 1 Bath, 2,940 sqft $313,000 $103
El Paso de 2 Beds, 1 Bath, 940 sqft $137,000 $17
Ballard 4 Beds, 1 Bath, 2,170 sqft $223,000 $33
Arroyo Grande 2 Beds, 1 Bath, 1,020 sqft $145,000 $20
Nipomo 4 Beds, 1 Bath, 2,300 sqft $235,000 $31
San Luis Obispo 3 Beds, 2 Baths, 1,260 sqft $102,000 $20
Solvang 2 Beds, 1 Bath, 1,610 sqft $177,000 $40
Santa Ynez 4 Beds, 2 Baths, 3,240 sqft $247,000 $58
Lompoc 4 Beds, 1 Bath, 3,120 sqft $444,000 $131
Blacklake 4 Beds, 1 Bath, 2,890 sqft $417,000 $44
Morro Bay 3 Beds, 2 Baths, 1,420 sqft $136,000 $26

If your Guadalupe, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Guadalupe:

Claim Typical Claim Amount
WIND $5,000
THEFT/BURGLARY $4,000
WATER DAMAGE $6,500

Your Guadalupe, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Murray And Murray Ins Agency, 550 d e betterravia rd, Santa Maria, CA, 93454 Phone: 805-925-8607
  • State Farm: Donna Randolph, 1650 s broadway, Santa Maria, CA, 93454-7602 805-925-4610
  • Allstate: Rick Detty, 4869 s bradley rd ste 119, Santa Maria, CA, 93455 (805) 922-0581
  • Liberty Mutual Independent: Laurel A Fowler Ins Broker, 1587 el camino real ste b, Arroyo Grande, CA, 93420 (805) 473-2227
  • Farmers: Nathan Hugh, 2646 santa maria way ste 105, Santa Maria, CA, 93455 (805) 937-6862

Your Background Impacts Your Home Insurance Quotes

Here is a list of Guadalupe, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $160
Unemployed 500-549 Credit Score <$25,000 1 Pet, Smoker $20
Freelancer 750-799 Credit Score $75 to $100,000 2 Pets, Smoker $390