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Given here are some important aspects of your Aptos, California Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Aptos, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Aptos, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Aptos 3 Beds, 1 Bath, 1970 sqft $860,000 $75
Menlo Park 2 Beds, 1 Bath, 970 sqft $321,000 $27
Interlaken 4 Beds, 1 Bath, 3,020 sqft $888,000 $129
Moss Landing 2 Beds, 1 Bath, 1,580 sqft $542,000 $90
Day Valley 2 Beds, 1 Bath, 1,140 sqft $368,000 $82
Pescadero 4 Beds, 3 Baths, 3,360 sqft $1,211,000 $190
Salinas 2 Beds, 1 Bath, 1,770 sqft $565,000 $96
Spreckels 3 Beds, 2 Baths, 1,290 sqft $374,000 $62
Ridgemark 3 Beds, 2 Baths, 1,630 sqft $487,000 $101
Moss Beach 2 Beds, 1 Bath, 990 sqft $331,000 $62
La Honda 3 Beds, 2 Baths, 2,310 sqft $670,000 $99
Mount Hermon 3 Beds, 1 Bath, 1,510 sqft $592,000 $110
Cambrian Park 4 Beds, 3 Baths, 2,560 sqft $590,000 $170
Marina 4 Beds, 1 Bath, 3,340 sqft $1,207,000 $175
Live Oak 2 Beds, 1 Bath, 1,290 sqft $357,000 $82
Capitola 4 Beds, 2 Baths, 3,380 sqft $594,000 $111
Loma Mar 4 Beds, 3 Baths, 1,870 sqft $509,000 $77
San Lorenzo 2 Beds, 1 Bath, 1,300 sqft $394,000 $42
Monterey 2 Beds, 1 Bath, 1,440 sqft $360,000 $91
Campbell 3 Beds, 2 Baths, 1,550 sqft $492,000 $86
Santa Cruz 4 Beds, 3 Baths, 3,300 sqft $903,000 $158

If your Aptos, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Aptos:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000
THEFT/BURGLARY $4,000

Your Aptos, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Nathan Douglas Gleason Agency, 60 w main ave ste 11a, Morgan Hill, CA, 95037-4553 (408) 659-8788
  • Liberty Mutual Independent: Inb Insurance Services Corp, 985 university ave ste 37, Los Gatos, CA, 95032 408-395-7900
  • Travelers: Dcd Financial & Insurance Services, 1123 soquel ave, Santa Cruz, CA, 95061 831-423-8542
  • Farmers: Veronica "Vero" Esquivel, 4340 almaden expy ste 210, San Jose, CA, 95118 (408) 599-7424
  • State Farm: Mike Cummings, 15466 los gatos blvd ste 203, Los Gatos, CA, 95032-2551 408-358-7444

Your Background Impacts Your Home Insurance Quotes

Here is a list of Aptos, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 2 Pets, Smoker $570
Unemployed Up to 499 Credit Score <$25,000 No Pets, Smoker $960
Freelancer 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $760