This startling study about Los Osos, California Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Los Osos, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Los Osos | 3 Beds, 1 Bath, 1220 sqft | $254,000 | $36 |
| Paso Robles | 2 Beds, 1 Bath, 1,110 sqft | $194,000 | $46 |
| Morro Bay | 2 Beds, 1 Bath, 1,620 sqft | $398,000 | $79 |
| Los Berros | 2 Beds, 1 Bath, 1,480 sqft | $286,000 | $50 |
| Bradley | 3 Beds, 2 Baths, 2,050 sqft | $383,000 | $110 |
| Guadalupe | 2 Beds, 1 Bath, 1,240 sqft | $328,000 | $48 |
| Lake Nacimiento | 2 Beds, 1 Bath, 1,070 sqft | $289,000 | $34 |
| Garey | 2 Beds, 1 Bath, 920 sqft | $149,000 | $39 |
| Atascadero | 3 Beds, 2 Baths, 1,650 sqft | $227,000 | $59 |
| Whitley Gardens | 3 Beds, 2 Baths, 2,330 sqft | $286,000 | $131 |
| Edna | 2 Beds, 1 Bath, 1,190 sqft | $284,000 | $56 |
| Woodlands | 3 Beds, 2 Baths, 1,950 sqft | $367,000 | $68 |
| Oak Shores | 3 Beds, 2 Baths, 1,550 sqft | $295,000 | $59 |
| Pismo Beach | 3 Beds, 2 Baths, 1,460 sqft | $261,000 | $61 |
| Nipomo | 2 Beds, 1 Bath, 1,120 sqft | $240,000 | $32 |
| Santa Maria | 2 Beds, 1 Bath, 1,000 sqft | $139,000 | $43 |
| San Simeon | 2 Beds, 1 Bath, 1,160 sqft | $312,000 | $33 |
| Cambria | 2 Beds, 1 Bath, 1,620 sqft | $358,000 | $77 |
| Cayucos | 3 Beds, 2 Baths, 2,000 sqft | $418,000 | $45 |
| Creston | 2 Beds, 1 Bath, 1,690 sqft | $357,000 | $75 |
| Callender | 3 Beds, 1 Bath, 1,500 sqft | $267,000 | $61 |
Here are some typical claims filed in Los Osos:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $6,500 |
| THEFT/BURGLARY | $4,000 |
| WIND | $5,000 |
Your Los Osos, CA insurance agent (see examples below) can help with your claims.
Here is a list of Los Osos, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 550-599 Credit Score | $25 to 50,000 | More than 3 Pets at home, Smoker | $830 |
| Part Time Job | Up to 499 Credit Score | $25 to 50,000 | No Pets, Non-Smoker | $700 |
| Full Time Job | 500-549 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $610 |