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Some really great indicators on Durham, California Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Durham, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Durham, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Durham 4 Beds, 2 Baths, 2690 sqft $683,000 $105
Grimes 3 Beds, 2 Baths, 1,520 sqft $322,000 $54
Red Bluff 3 Beds, 2 Baths, 1,960 sqft $399,000 $58
Robinson Mill 3 Beds, 1 Bath, 1,790 sqft $374,000 $117
Palermo 4 Beds, 3 Baths, 2,880 sqft $527,000 $162
Biggs 4 Beds, 3 Baths, 1,780 sqft $377,000 $56
Smartsville 4 Beds, 1 Bath, 1,750 sqft $489,000 $116
Loma Rica 2 Beds, 1 Bath, 1,520 sqft $294,000 $70
Marysville 4 Beds, 3 Baths, 2,260 sqft $274,000 $76
Wheatland 2 Beds, 1 Bath, 1,630 sqft $330,000 $68
Little Grass Valley 3 Beds, 1 Bath, 2,010 sqft $252,000 $50
Rancho Tehama Reserve 4 Beds, 1 Bath, 2,140 sqft $400,000 $74
Tehama 4 Beds, 1 Bath, 1,840 sqft $353,000 $40
Rio Oso 3 Beds, 2 Baths, 2,230 sqft $552,000 $111
Vina 2 Beds, 1 Bath, 1,320 sqft $267,000 $63
Lake Wildwood 3 Beds, 2 Baths, 1,550 sqft $291,000 $30
Stonyford 2 Beds, 1 Bath, 1,480 sqft $369,000 $52
Colusa 3 Beds, 1 Bath, 2,390 sqft $612,000 $120
Proberta 2 Beds, 1 Bath, 1,190 sqft $244,000 $65
Feather River Canyon 2 Beds, 1 Bath, 1,030 sqft $307,000 $41
Orland 3 Beds, 1 Bath, 2,390 sqft $384,000 $103

If your Durham, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Durham:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $6,000
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $45,000

Your Durham, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Lucito Ins Agency Inc, 5923 clark rd ste e, Paradise, CA, 95969 530-877-2200
  • State Farm: Keith Mcbride, 5867 queen dr, Paradise, CA, 95969-4624 530-877-3140
  • Allstate: Gary Ott, 2227 myers st ste c, Oroville, CA, 95966 (530) 534-7222
  • Liberty Mutual Independent: Titus & Associates Ins & Financial Svcs Inc, 2068 talbert dr ste 100, Chico, CA, 95928 530-895-1555
  • Farmers: Larry Miller, 120 amber grove dr ste 126, Chico, CA, 95973 (530) 895-1200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Durham, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $610
Full Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $970
Freelancer 650-699 Credit Score $75 to $100,000 1 Pet, Smoker $400