ogmer

The issues listed mainly affect Big Bear Lake, California Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Big Bear Lake, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Big Bear Lake, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Big Bear Lake 3 Beds, 2 Baths, 2110 sqft $423,000 $81
Perris Valley 2 Beds, 1 Bath, 1,390 sqft $298,000 $61
Rialto 3 Beds, 1 Bath, 1,400 sqft $170,000 $42
Cabazon 3 Beds, 1 Bath, 1,380 sqft $242,000 $56
Anza 3 Beds, 1 Bath, 1,770 sqft $261,000 $73
Wildomar 3 Beds, 1 Bath, 2,230 sqft $286,000 $71
Hesperia 3 Beds, 2 Baths, 1,480 sqft $172,000 $39
Cathedral City 3 Beds, 2 Baths, 2,190 sqft $352,000 $37
Montclair 2 Beds, 1 Bath, 1,610 sqft $372,000 $67
Perris 2 Beds, 1 Bath, 1,540 sqft $353,000 $64
Loma Linda 2 Beds, 1 Bath, 1,040 sqft $191,000 $40
Yucaipa 2 Beds, 1 Bath, 1,610 sqft $325,000 $53
Homeland 3 Beds, 2 Baths, 2,390 sqft $377,000 $105
Woodcrest 3 Beds, 1 Bath, 2,220 sqft $397,000 $78
Good Hope 2 Beds, 1 Bath, 1,710 sqft $412,000 $61
Idyllwild-Pine Cove 3 Beds, 1 Bath, 1,740 sqft $397,000 $68
San Bernardino 2 Beds, 1 Bath, 1,490 sqft $244,000 $36
San Antonio Heights 3 Beds, 2 Baths, 1,330 sqft $184,000 $52
Jurupa Valley 2 Beds, 1 Bath, 1,460 sqft $231,000 $63
Rancho Cucamonga 2 Beds, 1 Bath, 1,460 sqft $284,000 $50
Hesperia 2 Beds, 1 Bath, 1,050 sqft $196,000 $36

If your Big Bear Lake, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Big Bear Lake:

Claim Typical Claim Amount
WATER DAMAGE $6,500
FIRE $59,000
WIND $5,000

Your Big Bear Lake, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Amy Leah Burrous, 973 calimesa blvd, Calimesa, CA, 92320 909-446-0449
  • State Farm: Robin Coleman, 35258 yucaipa blvd, Yucaipa, CA, 92399-4341 909-790-1831
  • Allstate: James Gardner, 27811 greenspot rd ste e, Highland, CA, 92346 (909) 864-4110
  • Farmers: Michael Brandon, 31629 outer highway 10 ste a, Redlands, CA, 92373 (909) 794-8191
  • State Farm: Gina Bloom, 26744 state highway 189, Blue Jay, CA, 92317 909-337-6191

Your Background Impacts Your Home Insurance Quotes

Here is a list of Big Bear Lake, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score No Income 1 Pet, Smoker $810
Full Time Job 650-699 Credit Score $75 to $100,000 No Pets, Non-Smoker $90
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $520