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Check out some must see numbers behind your Lafayette, California Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Lafayette, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lafayette, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lafayette 4 Beds, 1 Bath, 2570 sqft $1,017,000 $147
Manteca 3 Beds, 2 Baths, 1,220 sqft $390,000 $107
Union City 3 Beds, 2 Baths, 1,960 sqft $861,000 $201
Pinole 3 Beds, 2 Baths, 1,850 sqft $720,000 $212
Campbell 2 Beds, 1 Bath, 1,380 sqft $722,000 $65
Monte Sereno 2 Beds, 1 Bath, 1,530 sqft $708,000 $181
Castro Valley 4 Beds, 3 Baths, 1,620 sqft $775,000 $166
Boyes Hot Springs 4 Beds, 1 Bath, 2,710 sqft $1,441,000 $172
Palo Alto 3 Beds, 2 Baths, 2,160 sqft $1,059,000 $172
Ross Valley 4 Beds, 3 Baths, 2,600 sqft $1,269,000 $161
Byron 2 Beds, 1 Bath, 1,340 sqft $777,000 $105
Contra Costa Centre 2 Beds, 1 Bath, 1,120 sqft $597,000 $75
Roseland 3 Beds, 2 Baths, 1,340 sqft $428,000 $56
Central Contra Costa 3 Beds, 1 Bath, 1,410 sqft $807,000 $109
Knightsen 4 Beds, 3 Baths, 2,750 sqft $1,546,000 $187
Berkeley 3 Beds, 2 Baths, 1,800 sqft $899,000 $128
Danville 3 Beds, 1 Bath, 1,650 sqft $675,000 $162
Silverado Resort 2 Beds, 1 Bath, 1,550 sqft $993,000 $181
Camino Tassajara 4 Beds, 3 Baths, 1,760 sqft $678,000 $61
San Pablo 3 Beds, 2 Baths, 1,730 sqft $546,000 $142
Hercules 3 Beds, 1 Bath, 2,310 sqft $1,142,000 $253

If your Lafayette, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lafayette:

Claim Typical Claim Amount
THEFT/BURGLARY $4,000
VANDALISM/MALICIOUS MISCHIEF $6,000
PHYSICAL DAMAGE $3,000

Your Lafayette, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Thomas Fife Bushman, 800 south broadway ste 103, Walnut Creek, CA, 94596 (925) 784-0659
  • Farmers: John Ellis, 13925 san pablo ave ste 103, San Pablo, CA, 94806 (510) 799-8400
  • Travelers: All Star Financial & Ins Agency, 6906 village parkway, Dublin, CA, 94568 925-829-8912
  • Liberty Mutual Independent: Ioa Insurance Services, 3875 hopyard, suite 240, Pleasanton, CA, 94588
  • Liberty Mutual: A.J. Franco, 2603 camino ramon ste 365, San Ramon, CA, 94583 1-925-358-2900

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lafayette, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 2 Pets, Non-Smoker $260
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $2,770
Retired 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $130