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Check out some must see numbers behind your Isla Vista, California Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Isla Vista, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Isla Vista, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Isla Vista 2 Beds, 1 Bath, 1330 sqft $287,000 $46
Meiners Oaks 2 Beds, 1 Bath, 920 sqft $205,000 $30
Montecito 2 Beds, 1 Bath, 1,750 sqft $461,000 $52
Port Hueneme 2 Beds, 1 Bath, 1,180 sqft $197,000 $37
Mira Monte 2 Beds, 1 Bath, 1,270 sqft $230,000 $52
Las Posas 2 Beds, 1 Bath, 1,770 sqft $302,000 $81
Lompoc 2 Beds, 1 Bath, 1,320 sqft $327,000 $28
Sisquoc 2 Beds, 1 Bath, 1,700 sqft $269,000 $52
Santa Ynez 2 Beds, 1 Bath, 1,180 sqft $273,000 $54
Garey 2 Beds, 1 Bath, 1,740 sqft $459,000 $63
Santa Ynez 2 Beds, 1 Bath, 1,260 sqft $243,000 $37
Ventura 2 Beds, 1 Bath, 1,400 sqft $211,000 $37
Isla Vista 2 Beds, 1 Bath, 1,130 sqft $247,000 $48
Mira Monte 2 Beds, 1 Bath, 1,110 sqft $169,000 $43
Los Olivos 2 Beds, 1 Bath, 1,360 sqft $256,000 $43
Camarillo 2 Beds, 1 Bath, 1,220 sqft $156,000 $50
Mission Canyon 2 Beds, 1 Bath, 1,090 sqft $304,000 $46
Summerland 2 Beds, 1 Bath, 1,050 sqft $294,000 $68
New Cuyama 2 Beds, 1 Bath, 1,230 sqft $163,000 $47
Oak View 2 Beds, 1 Bath, 1,010 sqft $175,000 $40
Santa Paula 2 Beds, 1 Bath, 1,610 sqft $260,000 $51

If your Isla Vista, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Isla Vista:

Claim Typical Claim Amount
WATER DAMAGE $6,500
WIND $5,000
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Isla Vista, CA insurance agent (see examples below) can help with your claims.

  • Farmers: Thana Robinson, 928 carpinteria st, Santa Barbara, CA, 93103 (805) 965-2729
  • Travelers: One West Insurance Services Inc, 3640 sagunto st ste 301, Santa Ynez, CA, 93460 Phone: 805-688-8275
  • Liberty Mutual Independent: Brown & Brown Insurance Services Of California In, 1 s los carneros rd, Goleta, CA, 93117 (805) 965-0071
  • Liberty Mutual: David R Mcgrath, 207 west mission street, Santa Barbara, CA, 93101 1-805-898-2637
  • State Farm: Buzz Faull, 1236 coast village cir ste g, Santa Barbara, CA, 93108-3734 805-969-5838

Your Background Impacts Your Home Insurance Quotes

Here is a list of Isla Vista, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score <$25,000 2 Pets, Smoker $380
Part Time Job 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $480
Retired 600-649 Credit Score <$25,000 No Pets, Smoker $180