This startling study about Laguna Beach, California Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Laguna Beach, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Laguna Beach | 3 Beds, 1 Bath, 1310 sqft | $567,000 | $119 |
| Buena Park | 3 Beds, 2 Baths, 1,760 sqft | $693,000 | $151 |
| Azusa | 2 Beds, 1 Bath, 1,590 sqft | $619,000 | $123 |
| San Marino | 2 Beds, 1 Bath, 1,460 sqft | $538,000 | $106 |
| Rancho Santa Fe | 4 Beds, 3 Baths, 2,200 sqft | $809,000 | $255 |
| Laguna Beach | 2 Beds, 1 Bath, 1,340 sqft | $905,000 | $105 |
| Muscoy | 3 Beds, 2 Baths, 1,410 sqft | $705,000 | $174 |
| Placentia | 2 Beds, 1 Bath, 1,640 sqft | $749,000 | $158 |
| Bell Gardens | 4 Beds, 3 Baths, 2,390 sqft | $1,048,000 | $283 |
| Menifee | 4 Beds, 1 Bath, 2,260 sqft | $884,000 | $186 |
| Laguna Woods | 4 Beds, 1 Bath, 3,220 sqft | $917,000 | $182 |
| Fontana | 2 Beds, 1 Bath, 1,570 sqft | $838,000 | $94 |
| Cerritos | 4 Beds, 3 Baths, 2,350 sqft | $1,176,000 | $245 |
| Coronita | 3 Beds, 2 Baths, 1,790 sqft | $840,000 | $124 |
| Hawaiian Gardens | 4 Beds, 3 Baths, 2,220 sqft | $1,053,000 | $179 |
| Vista | 4 Beds, 3 Baths, 2,820 sqft | $1,052,000 | $196 |
| Camp Pendleton | 2 Beds, 1 Bath, 1,670 sqft | $724,000 | $162 |
| Bay Cities | 2 Beds, 1 Bath, 1,120 sqft | $561,000 | $85 |
| Ladera Heights | 3 Beds, 1 Bath, 1,500 sqft | $507,000 | $107 |
| Lake Elsinore | 4 Beds, 3 Baths, 3,360 sqft | $1,238,000 | $300 |
| San Bernardino | 4 Beds, 1 Bath, 3,370 sqft | $1,400,000 | $242 |
Here are some typical claims filed in Laguna Beach:
| Claim | Typical Claim Amount |
|---|---|
| VANDALISM/MALICIOUS MISCHIEF | $6,000 |
| WATER DAMAGE | $6,500 |
| FIRE | $59,000 |
Your Laguna Beach, CA insurance agent (see examples below) can help with your claims.
Here is a list of Laguna Beach, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 600-649 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $530 |
| Part Time Job | 650-699 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $1,220 |
| Full Time Job | 700-749 Credit Score | $100 to $150,000 | 3 Pets, Smoker | $1,870 |