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Read about what causes changes in your Winter Gardens, California Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Winter Gardens, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winter Gardens, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winter Gardens 4 Beds, 2 Baths, 2230 sqft $436,000 $60
Vista 3 Beds, 1 Bath, 1,650 sqft $271,000 $60
Solana Beach 3 Beds, 2 Baths, 2,200 sqft $375,000 $67
Poway 3 Beds, 2 Baths, 2,280 sqft $382,000 $51
Camp Pendleton 2 Beds, 1 Bath, 1,140 sqft $131,000 $17
La Mesa 2 Beds, 1 Bath, 1,550 sqft $135,000 $35
Lake San Marcos 3 Beds, 2 Baths, 1,750 sqft $384,000 $58
Crest 3 Beds, 1 Bath, 2,150 sqft $254,000 $72
Pauma Valley 2 Beds, 1 Bath, 1,770 sqft $297,000 $50
Oceanside 3 Beds, 1 Bath, 1,420 sqft $222,000 $25
Pine Valley 2 Beds, 1 Bath, 1,400 sqft $210,000 $44
Ramona 2 Beds, 1 Bath, 1,450 sqft $224,000 $36
Del Mar 2 Beds, 1 Bath, 1,230 sqft $268,000 $39
Mountain Empire 4 Beds, 2 Baths, 3,200 sqft $349,000 $134
Borrego Springs 4 Beds, 2 Baths, 2,260 sqft $256,000 $83
Eucalyptus Hills 4 Beds, 2 Baths, 2,910 sqft $513,000 $91
Coronado 2 Beds, 1 Bath, 1,110 sqft $154,000 $35
Carlsbad 2 Beds, 1 Bath, 1,330 sqft $259,000 $43
Rainbow 4 Beds, 3 Baths, 1,850 sqft $304,000 $39
National City 4 Beds, 3 Baths, 3,070 sqft $465,000 $79
Jacumba 2 Beds, 1 Bath, 1,460 sqft $221,000 $29

If your Winter Gardens, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winter Gardens:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
FIRE $59,000
PHYSICAL DAMAGE $3,000

Your Winter Gardens, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Richard Turner Insurance Agency, 4411 30th street ste 103, San Diego, CA, 92116 (619) 296-6222
  • Liberty Mutual Independent: Marsh & Mclennan Agency Llc, 9171 towne centre dr ste 500, San Diego, CA, 92122 (800) 420-4678
  • Travelers: At The Point Ins Services Inc, 2924 emerson st 220, San Diego, CA, 92106 619-225-6900
  • Farmers: K. Dan Jackson, 1039 d st ste 1, Ramona, CA, 92065 (760) 787-1778
  • Liberty Mutual: Ellie Thomas, 9325 sky park ct. ste 200, San Diego, CA, 92123 1-858-558-8311

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winter Gardens, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $100
Unemployed 650-699 Credit Score <$25,000 2 Pets, Smoker $130
Freelancer 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $150