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In Depth Ripon, CA Home Insurance Rates Analysis

In Depth Analysis of Ripon, California Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ripon, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ripon, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ripon 3 Beds, 2 Baths, 2400 sqft $496,000 $100
Farmington 2 Beds, 1 Bath, 1,380 sqft $177,000 $52
Del Rio 4 Beds, 2 Baths, 2,820 sqft $297,000 $70
Parklawn 2 Beds, 1 Bath, 1,580 sqft $263,000 $31
Sonora 4 Beds, 1 Bath, 2,580 sqft $421,000 $88
Mountain House 3 Beds, 2 Baths, 1,270 sqft $201,000 $28
Snelling 2 Beds, 1 Bath, 1,580 sqft $208,000 $29
McSwain 2 Beds, 1 Bath, 1,210 sqft $177,000 $20
Peters 4 Beds, 1 Bath, 3,260 sqft $670,000 $57
Galt 4 Beds, 1 Bath, 2,230 sqft $351,000 $69
Cedar Ridge 2 Beds, 1 Bath, 1,410 sqft $295,000 $58
Alum Rock 2 Beds, 1 Bath, 1,540 sqft $168,000 $33
Sutter Creek 4 Beds, 1 Bath, 1,670 sqft $284,000 $55
Concord 3 Beds, 1 Bath, 1,290 sqft $206,000 $36
Oakley 2 Beds, 1 Bath, 910 sqft $140,000 $30
Drytown 3 Beds, 1 Bath, 1,590 sqft $340,000 $57
Sunol 2 Beds, 1 Bath, 1,630 sqft $233,000 $32
Manteca 2 Beds, 1 Bath, 1,560 sqft $351,000 $38
Tassajara 3 Beds, 2 Baths, 2,100 sqft $396,000 $94
Milpitas 2 Beds, 1 Bath, 1,620 sqft $304,000 $57
Lincoln Village 2 Beds, 1 Bath, 900 sqft $180,000 $31

If your Ripon, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ripon:

Claim Typical Claim Amount
FIRE $59,000
LIABILITY (ALL OTHER) $45,000
WIND $5,000

Your Ripon, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Maffei Ins & Fin Services, 2540 pacific ave ste 1, Stockton, CA, 95204-4400 (209) 957-9433
  • Liberty Mutual Independent: Basi Insurance Services Inc, 1491 east g street, Oakdale, CA, 95361
  • Travelers: Nathanael Brian Stroup, 241 east 10th st ste b, Tracy, CA, 95376 Phone: 209-830-6200
  • Farmers: Evelyn Vega, 1108 waterloo rd ste 7, Stockton, CA, 95205 (209) 405-2440
  • State Farm: Jake Harless, 3200 atchison st, Riverbank, CA, 95367-2019 209-869-8100

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ripon, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $80
Retired Up to 499 Credit Score No Income No Pets, Non-Smoker $440
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $390