This startling study about Rancho Mirage, California Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Rancho Mirage, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Rancho Mirage | 4 Beds, 2 Baths, 2880 sqft | $822,000 | $213 |
| Yucaipa | 4 Beds, 3 Baths, 2,190 sqft | $586,000 | $116 |
| Sky Valley | 2 Beds, 1 Bath, 930 sqft | $256,000 | $37 |
| Oasis | 4 Beds, 3 Baths, 2,020 sqft | $493,000 | $123 |
| Hemet | 4 Beds, 1 Bath, 2,020 sqft | $342,000 | $93 |
| Big Bear City | 3 Beds, 1 Bath, 1,270 sqft | $379,000 | $62 |
| Homeland | 4 Beds, 2 Baths, 3,390 sqft | $918,000 | $105 |
| Garnet | 3 Beds, 1 Bath, 1,480 sqft | $374,000 | $105 |
| Julian | 2 Beds, 1 Bath, 1,460 sqft | $388,000 | $49 |
| Cathedral City | 4 Beds, 1 Bath, 3,370 sqft | $802,000 | $131 |
| Good Hope | 3 Beds, 1 Bath, 1,530 sqft | $314,000 | $47 |
| Anza | 4 Beds, 2 Baths, 2,670 sqft | $819,000 | $116 |
| Yucca Valley | 3 Beds, 1 Bath, 1,360 sqft | $355,000 | $78 |
| Bombay Beach | 2 Beds, 1 Bath, 1,470 sqft | $268,000 | $88 |
| Coachella | 2 Beds, 1 Bath, 1,630 sqft | $467,000 | $51 |
| Indio Hills | 4 Beds, 1 Bath, 2,060 sqft | $663,000 | $105 |
| Pauma Valley | 3 Beds, 2 Baths, 2,340 sqft | $564,000 | $75 |
| Valley Center | 4 Beds, 3 Baths, 2,280 sqft | $766,000 | $79 |
| Murrieta | 3 Beds, 2 Baths, 1,270 sqft | $220,000 | $64 |
| Vista Santa Rosa | 4 Beds, 3 Baths, 1,800 sqft | $499,000 | $104 |
| Mecca | 2 Beds, 1 Bath, 1,410 sqft | $348,000 | $41 |
Here are some typical claims filed in Rancho Mirage:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $4,000 |
| WIND | $5,000 |
| VANDALISM/MALICIOUS MISCHIEF | $6,000 |
Your Rancho Mirage, CA insurance agent (see examples below) can help with your claims.
Here is a list of Rancho Mirage, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 550-599 Credit Score | <$25,000 | No Pets, Smoker | $330 |
| Freelancer | 500-549 Credit Score | $75 to $100,000 | 2 Pets, Non-Smoker | $320 |
| Full Time Job | 700-749 Credit Score | $25 to 50,000 | More than 3 Pets at home, Smoker | $1,700 |