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Some really great indicators on Atascadero, California Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Atascadero, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Atascadero, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Atascadero 4 Beds, 3 Baths, 3010 sqft $571,000 $151
Taft 4 Beds, 3 Baths, 3,390 sqft $532,000 $107
Cuyama 2 Beds, 1 Bath, 1,590 sqft $275,000 $79
Derby Acres 3 Beds, 1 Bath, 1,210 sqft $189,000 $39
Blacklake 4 Beds, 2 Baths, 2,770 sqft $349,000 $109
Valley Acres 3 Beds, 1 Bath, 1,920 sqft $320,000 $79
Smith Corner 3 Beds, 1 Bath, 2,000 sqft $304,000 $58
Buttonwillow 2 Beds, 1 Bath, 950 sqft $220,000 $52
Vandenberg AFB 4 Beds, 3 Baths, 2,360 sqft $585,000 $142
Fellows 3 Beds, 1 Bath, 2,230 sqft $536,000 $76
Maricopa 2 Beds, 1 Bath, 940 sqft $194,000 $35
Wasco 4 Beds, 2 Baths, 1,660 sqft $349,000 $93
Santa Maria 3 Beds, 1 Bath, 1,290 sqft $335,000 $61
El Paso de 3 Beds, 1 Bath, 1,320 sqft $196,000 $32
Templeton 4 Beds, 3 Baths, 2,740 sqft $579,000 $77
McKittrick 4 Beds, 2 Baths, 1,610 sqft $386,000 $56
Taft Heights 4 Beds, 3 Baths, 1,690 sqft $248,000 $83
Oceano 2 Beds, 1 Bath, 1,330 sqft $286,000 $75
Whitley Gardens 2 Beds, 1 Bath, 1,450 sqft $334,000 $36
Buellton 2 Beds, 1 Bath, 1,310 sqft $211,000 $53
Los Ranchos 3 Beds, 2 Baths, 2,370 sqft $521,000 $49

If your Atascadero, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Atascadero:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
THEFT/BURGLARY $4,000
FIRE $59,000

Your Atascadero, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Stateone Insurance Agency, 1248 laurel ln, San Luis Obispo, CA, 93401 Phone: 805-547-1000
  • State Farm: Todd Thomas, 1238 marsh street, San Luis Obispo, CA, 93401-3326 805-543-0650
  • Allstate: Andrew Cox, 11555 los osos vly rd ste 110, San Luis Obispo, CA, 93405 (805) 543-2425
  • Liberty Mutual Independent: California Meridian Ins, 9700 el camino real, Atascadero, CA, 93422 (805) 466-1027
  • Farmers: Taylor English-Seward, 312 w main st, Santa Maria, CA, 93458 (805) 310-5040

Your Background Impacts Your Home Insurance Quotes

Here is a list of Atascadero, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $900
Retired 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $530
Unemployed 800-850 Credit Score <$25,000 3 Pets, Smoker $250