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The issues listed mainly affect Bell Gardens, California Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Bell Gardens, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bell Gardens, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bell Gardens 2 Beds, 1 Bath, 920 sqft $125,000 $26
Westmont 2 Beds, 1 Bath, 1,280 sqft $231,000 $43
Diamond Bar 2 Beds, 1 Bath, 1,220 sqft $191,000 $43
Upper San Gabriel Valley 2 Beds, 1 Bath, 1,460 sqft $268,000 $36
Laguna Niguel 2 Beds, 1 Bath, 940 sqft $148,000 $27
Laguna Beach 3 Beds, 2 Baths, 1,780 sqft $280,000 $29
Santa Monica 3 Beds, 1 Bath, 1,320 sqft $161,000 $37
Rolling Hills 3 Beds, 1 Bath, 2,040 sqft $320,000 $48
Aliso Viejo 2 Beds, 1 Bath, 1,390 sqft $165,000 $43
East San Gabriel 3 Beds, 1 Bath, 1,440 sqft $277,000 $63
Walnut 2 Beds, 1 Bath, 1,020 sqft $125,000 $40
Huntington Park 2 Beds, 1 Bath, 1,150 sqft $215,000 $59
Hacienda Heights 2 Beds, 1 Bath, 1,720 sqft $227,000 $65
Azusa 2 Beds, 1 Bath, 960 sqft $121,000 $35
Carson 3 Beds, 1 Bath, 2,040 sqft $346,000 $66
Mission Viejo 2 Beds, 1 Bath, 1,640 sqft $151,000 $27
West Whittier-Los Nietos 2 Beds, 1 Bath, 1,420 sqft $202,000 $31
La Verne 2 Beds, 1 Bath, 1,540 sqft $226,000 $59
Anaheim 3 Beds, 2 Baths, 2,110 sqft $268,000 $64
Industry 3 Beds, 1 Bath, 1,790 sqft $289,000 $54
West Hollywood 3 Beds, 1 Bath, 1,880 sqft $283,000 $46

If your Bell Gardens, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bell Gardens:

Claim Typical Claim Amount
WATER DAMAGE $6,500
THEFT/BURGLARY $4,000
WIND $5,000

Your Bell Gardens, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Paul Nicholas Kinan, 424 w whittier blvd, La Habra, CA, 90631 (562) 697-1800
  • Farmers: Kimberly Lancaster, 1165 e san antonio dr ste h, Long Beach, CA, 90807 (562) 984-6202
  • Travelers: Pinoy General Insurance Services, 17304 norwalk blvd, Cerritos, CA, 90703 562-402-1737
  • Liberty Mutual Independent: New Century Insurance Services Inc, 16 n second st, Alhambra, CA, 91801 626-300-9000
  • Liberty Mutual: Luke Chung Mba, 388 e. valley blvd. suite 120, Alhambra, CA, 91801 1-626-289-0658

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bell Gardens, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $50
Part Time Job 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $340
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Smoker $300