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The issues listed mainly affect La Quinta, California Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in La Quinta, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for La Quinta, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
La Quinta 4 Beds, 1 Bath, 2550 sqft $562,000 $95
Oasis 4 Beds, 1 Bath, 2,670 sqft $456,000 $86
Hemet 2 Beds, 1 Bath, 1,200 sqft $295,000 $38
Indian Wells 3 Beds, 2 Baths, 1,220 sqft $239,000 $24
Desert Palms 2 Beds, 1 Bath, 1,420 sqft $167,000 $56
Lake Riverside 2 Beds, 1 Bath, 1,280 sqft $229,000 $33
Valle Vista 3 Beds, 1 Bath, 1,930 sqft $272,000 $83
Sky Valley 2 Beds, 1 Bath, 1,610 sqft $250,000 $58
San Jacinto 2 Beds, 1 Bath, 1,180 sqft $236,000 $31
Coachella Valley 4 Beds, 1 Bath, 2,030 sqft $446,000 $92
Morongo Valley 4 Beds, 1 Bath, 2,320 sqft $380,000 $89
Cabazon 2 Beds, 1 Bath, 1,010 sqft $173,000 $37
Salton City 3 Beds, 1 Bath, 2,090 sqft $489,000 $98
Garnet 4 Beds, 2 Baths, 2,210 sqft $393,000 $65
French Valley 2 Beds, 1 Bath, 1,680 sqft $364,000 $66
Idyllwild 3 Beds, 2 Baths, 1,790 sqft $442,000 $52
Vista Santa Rosa 3 Beds, 2 Baths, 1,780 sqft $261,000 $60
Winchester 2 Beds, 1 Bath, 1,250 sqft $256,000 $26
Desert Hot Springs 3 Beds, 1 Bath, 2,100 sqft $255,000 $73
La Quinta 2 Beds, 1 Bath, 920 sqft $193,000 $51
Desert Edge 2 Beds, 1 Bath, 990 sqft $241,000 $47

If your La Quinta, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in La Quinta:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $6,000
THEFT/BURGLARY $4,000
LIABILITY (ALL OTHER) $45,000

Your La Quinta, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: A&R Insurance And Financial Services Llc, 431 s palm canyon dr, Palm Springs, CA, 92262 (760) 673-7860
  • Liberty Mutual Independent: 1st Community Insurance Services, 400 s farrell dr ste b104, Palm Springs, CA, 92262 (760) 325-7400
  • Travelers: Weingarten & Hough, 610 s belardo rd suite 300, Palm Springs, CA, 92263 619-325-2526
  • Farmers: Robert Stowe Lutcf, 79710 highway 111 ste 100, La Quinta, CA, 92253 (760) 342-2786
  • State Farm: Phil Goodge, 67555 e palm canyon dr, Cathedral City, CA, 92234 760-328-3233

Your Background Impacts Your Home Insurance Quotes

Here is a list of La Quinta, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $100 to $150,000 2 Pets, Smoker $300
Part Time Job 750-799 Credit Score <$25,000 3 Pets, Smoker $290
Freelancer 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $470