The issues listed mainly affect La Quinta, California Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for La Quinta, CA & nearby areas
Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
---|---|---|---|
La Quinta | 4 Beds, 1 Bath, 2550 sqft | $562,000 | $95 |
Oasis | 4 Beds, 1 Bath, 2,670 sqft | $456,000 | $86 |
Hemet | 2 Beds, 1 Bath, 1,200 sqft | $295,000 | $38 |
Indian Wells | 3 Beds, 2 Baths, 1,220 sqft | $239,000 | $24 |
Desert Palms | 2 Beds, 1 Bath, 1,420 sqft | $167,000 | $56 |
Lake Riverside | 2 Beds, 1 Bath, 1,280 sqft | $229,000 | $33 |
Valle Vista | 3 Beds, 1 Bath, 1,930 sqft | $272,000 | $83 |
Sky Valley | 2 Beds, 1 Bath, 1,610 sqft | $250,000 | $58 |
San Jacinto | 2 Beds, 1 Bath, 1,180 sqft | $236,000 | $31 |
Coachella Valley | 4 Beds, 1 Bath, 2,030 sqft | $446,000 | $92 |
Morongo Valley | 4 Beds, 1 Bath, 2,320 sqft | $380,000 | $89 |
Cabazon | 2 Beds, 1 Bath, 1,010 sqft | $173,000 | $37 |
Salton City | 3 Beds, 1 Bath, 2,090 sqft | $489,000 | $98 |
Garnet | 4 Beds, 2 Baths, 2,210 sqft | $393,000 | $65 |
French Valley | 2 Beds, 1 Bath, 1,680 sqft | $364,000 | $66 |
Idyllwild | 3 Beds, 2 Baths, 1,790 sqft | $442,000 | $52 |
Vista Santa Rosa | 3 Beds, 2 Baths, 1,780 sqft | $261,000 | $60 |
Winchester | 2 Beds, 1 Bath, 1,250 sqft | $256,000 | $26 |
Desert Hot Springs | 3 Beds, 1 Bath, 2,100 sqft | $255,000 | $73 |
La Quinta | 2 Beds, 1 Bath, 920 sqft | $193,000 | $51 |
Desert Edge | 2 Beds, 1 Bath, 990 sqft | $241,000 | $47 |
Here are some typical claims filed in La Quinta:
Claim | Typical Claim Amount |
---|---|
VANDALISM/MALICIOUS MISCHIEF | $6,000 |
THEFT/BURGLARY | $4,000 |
LIABILITY (ALL OTHER) | $45,000 |
Your La Quinta, CA insurance agent (see examples below) can help with your claims.
Here is a list of La Quinta, CA homeowners with differing backgrounds & their changing home insurance.
Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
---|---|---|---|---|
Full Time Job | 700-749 Credit Score | $100 to $150,000 | 2 Pets, Smoker | $300 |
Part Time Job | 750-799 Credit Score | <$25,000 | 3 Pets, Smoker | $290 |
Freelancer | 550-599 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $470 |