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Palm Desert, CA Home Insurance Rates - Get Great Deals

Read about what causes changes in your Palm Desert, California Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Palm Desert, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Palm Desert, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Palm Desert 2 Beds, 1 Bath, 1770 sqft $278,000 $46
Morongo Valley 2 Beds, 1 Bath, 1,780 sqft $187,000 $45
Indian Wells 3 Beds, 1 Bath, 2,360 sqft $424,000 $101
San Jacinto 3 Beds, 1 Bath, 2,130 sqft $356,000 $67
Vista Santa Rosa 3 Beds, 1 Bath, 1,550 sqft $282,000 $52
Moreno Valley 2 Beds, 1 Bath, 1,270 sqft $232,000 $40
Perris 3 Beds, 2 Baths, 1,300 sqft $162,000 $48
Oasis 3 Beds, 1 Bath, 1,520 sqft $204,000 $69
Desert Edge 3 Beds, 2 Baths, 2,080 sqft $366,000 $57
Big Bear City 3 Beds, 1 Bath, 2,180 sqft $316,000 $76
Coachella Valley 2 Beds, 1 Bath, 1,520 sqft $225,000 $73
Oak Glen 3 Beds, 1 Bath, 2,080 sqft $347,000 $46
Homestead Valley 3 Beds, 2 Baths, 1,870 sqft $252,000 $88
Indio 2 Beds, 1 Bath, 1,510 sqft $242,000 $45
Mountain Center 2 Beds, 1 Bath, 1,270 sqft $205,000 $33
Bombay Beach 3 Beds, 2 Baths, 1,230 sqft $221,000 $33
Banning 3 Beds, 1 Bath, 1,350 sqft $141,000 $33
Palm Springs 3 Beds, 1 Bath, 1,430 sqft $218,000 $31
Homeland 3 Beds, 2 Baths, 1,200 sqft $187,000 $39
Yucca Valley 3 Beds, 2 Baths, 1,300 sqft $187,000 $43
Murrieta 3 Beds, 2 Baths, 1,590 sqft $276,000 $40

If your Palm Desert, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Palm Desert:

Claim Typical Claim Amount
FIRE $59,000
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000

Your Palm Desert, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Lacy Insurance Services Inc, 41865 boardwalk ste 108, Palm Desert, CA, 92211 (760) 674-8713
  • Farmers: Todd Rindone, 69550 highway 111 ste 204, Rancho Mirage, CA, 92270 (760) 220-3789
  • Travelers: Canyon Pacific Insurance Services, 4741 e palm canyon dr ste c, Palm Springs, CA, 92264 760-324-4100
  • Liberty Mutual Independent: 1st Community Insurance Services, 400 s farrell dr ste b104, Palm Springs, CA, 92262 (760) 325-7400
  • State Farm: Jerry Norris, 81953 us highway 111 ste 2, Indio, CA, 92201-5444 760-347-4506

Your Background Impacts Your Home Insurance Quotes

Here is a list of Palm Desert, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $1,300
Full Time Job Up to 499 Credit Score $50 to $75,000 2 Pets, Smoker $410
Freelancer 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $780