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The variables explained here drive your Madera, California Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Madera, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Madera, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Madera 3 Beds, 1 Bath, 2030 sqft $272,000 $52
West Park 2 Beds, 1 Bath, 1,670 sqft $231,000 $54
Franklin 3 Beds, 2 Baths, 2,060 sqft $192,000 $37
Auberry 2 Beds, 1 Bath, 1,740 sqft $158,000 $38
Bass Lake 3 Beds, 1 Bath, 1,570 sqft $210,000 $29
Laton 2 Beds, 1 Bath, 1,560 sqft $144,000 $43
La Vina 3 Beds, 2 Baths, 1,250 sqft $112,000 $29
Mendota 2 Beds, 1 Bath, 1,560 sqft $181,000 $22
Madera 2 Beds, 1 Bath, 1,380 sqft $111,000 $33
Del Rey 2 Beds, 1 Bath, 1,660 sqft $127,000 $41
Firebaugh 4 Beds, 2 Baths, 2,690 sqft $264,000 $76
Madera 3 Beds, 2 Baths, 1,760 sqft $186,000 $39
Easton 4 Beds, 3 Baths, 2,210 sqft $198,000 $35
Atwater 3 Beds, 2 Baths, 2,200 sqft $146,000 $57
Tuttle 4 Beds, 3 Baths, 2,590 sqft $252,000 $34
Oakhurst 2 Beds, 1 Bath, 1,310 sqft $121,000 $22
Sanger 3 Beds, 1 Bath, 2,360 sqft $316,000 $43
Lake Don Pedro 4 Beds, 1 Bath, 2,440 sqft $291,000 $49
Chowchilla 4 Beds, 3 Baths, 1,720 sqft $226,000 $33
Cantua Creek 2 Beds, 1 Bath, 900 sqft $81,000 $15
Orange Cove 2 Beds, 1 Bath, 1,210 sqft $133,000 $27

If your Madera, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Madera:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
VANDALISM/MALICIOUS MISCHIEF $6,000
PHYSICAL DAMAGE $3,000

Your Madera, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Maffei Ins & Fin Services, 5633 n figarden dr ste 104, Fresno, CA, 93722 (559) 322-3355
  • Liberty Mutual Independent: Breckenridge Insurance Services Llc, 7086 n maple ave ste 104, Fresno, CA, 93720 (559) 221-2050
  • Travelers: Global Green Insurance Agency, 5627 n figarden dr ste 104, Fresno, CA, 93722 Phone: 559-225-7800
  • Farmers: Lilit Israelyan, 6761 n willow ave ste 103, Fresno, CA, 93710 (559) 312-3119
  • Liberty Mutual: Brenda Cook Aic Cisr, 7600 north palm avenue ste 102, Fresno, CA, 93711 1-559-435-2144

Your Background Impacts Your Home Insurance Quotes

Here is a list of Madera, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $90
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $620
Freelancer 600-649 Credit Score $100 to $150,000 No Pets, Smoker $280