The issues listed mainly affect Newport Beach, California Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Newport Beach, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Newport Beach | 3 Beds, 1 Bath, 2280 sqft | $1,526,000 | $250 |
| Valinda | 3 Beds, 2 Baths, 1,310 sqft | $582,000 | $115 |
| Lennox | 4 Beds, 2 Baths, 3,010 sqft | $1,768,000 | $198 |
| Burbank | 2 Beds, 1 Bath, 1,070 sqft | $300,000 | $102 |
| Redondo Beach | 2 Beds, 1 Bath, 1,240 sqft | $594,000 | $66 |
| Rialto | 3 Beds, 1 Bath, 1,560 sqft | $662,000 | $84 |
| Duarte | 3 Beds, 2 Baths, 2,130 sqft | $945,000 | $200 |
| South El Monte | 2 Beds, 1 Bath, 1,190 sqft | $380,000 | $53 |
| Camp Pendleton | 4 Beds, 3 Baths, 2,120 sqft | $819,000 | $212 |
| Vincent | 4 Beds, 1 Bath, 3,390 sqft | $1,091,000 | $118 |
| Bradbury | 4 Beds, 2 Baths, 2,620 sqft | $1,471,000 | $197 |
| Mayflower Village | 2 Beds, 1 Bath, 1,090 sqft | $327,000 | $81 |
| Santa Ana | 2 Beds, 1 Bath, 1,520 sqft | $488,000 | $123 |
| Carson | 3 Beds, 1 Bath, 1,480 sqft | $662,000 | $137 |
| Citrus | 2 Beds, 1 Bath, 1,530 sqft | $604,000 | $123 |
| Anaheim | 4 Beds, 1 Bath, 1,610 sqft | $471,000 | $127 |
| Avalon | 2 Beds, 1 Bath, 1,440 sqft | $636,000 | $130 |
| Placentia | 3 Beds, 2 Baths, 1,930 sqft | $980,000 | $116 |
| Monrovia Island | 4 Beds, 3 Baths, 2,220 sqft | $812,000 | $232 |
| Glendale | 3 Beds, 2 Baths, 1,500 sqft | $930,000 | $112 |
| La Mirada | 4 Beds, 2 Baths, 2,490 sqft | $949,000 | $237 |
Here are some typical claims filed in Newport Beach:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $6,500 |
| LIABILITY (ALL OTHER) | $45,000 |
| THEFT/BURGLARY | $4,000 |
Your Newport Beach, CA insurance agent (see examples below) can help with your claims.
Here is a list of Newport Beach, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 650-699 Credit Score | <$25,000 | 3 Pets, Non-Smoker | $1,770 |
| Retired | Up to 499 Credit Score | No Income | More than 3 Pets at home, Non-Smoker | $320 |
| Freelancer | 800-850 Credit Score | >$150,000 | 1 Pet, Smoker | $800 |