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Useful Merced, CA Home Insurance Rates Knowledge

Gain useful knowledge on Merced, California Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Merced, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Merced, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Merced 2 Beds, 1 Bath, 1760 sqft $173,000 $38
Cressey 4 Beds, 3 Baths, 2,280 sqft $192,000 $50
Kerman 3 Beds, 2 Baths, 1,640 sqft $183,000 $40
Valley Home 4 Beds, 2 Baths, 1,960 sqft $190,000 $38
Keyes 3 Beds, 2 Baths, 2,040 sqft $159,000 $29
La Vina 3 Beds, 2 Baths, 2,060 sqft $162,000 $34
San Joaquin 4 Beds, 1 Bath, 2,030 sqft $181,000 $26
Riverdale Park 2 Beds, 1 Bath, 1,430 sqft $142,000 $45
Hilmar-Irwin 2 Beds, 1 Bath, 1,060 sqft $104,000 $19
Mariposa 2 Beds, 1 Bath, 1,150 sqft $70,000 $20
Newman 3 Beds, 2 Baths, 2,240 sqft $205,000 $42
Del Rio 3 Beds, 2 Baths, 1,910 sqft $170,000 $44
Crows Landing 4 Beds, 2 Baths, 2,190 sqft $172,000 $36
Buck Meadows 2 Beds, 1 Bath, 1,480 sqft $143,000 $35
Midpines 3 Beds, 1 Bath, 2,320 sqft $261,000 $37
Ceres 3 Beds, 2 Baths, 2,130 sqft $197,000 $31
Los Banos 3 Beds, 1 Bath, 2,240 sqft $280,000 $37
Hickman 3 Beds, 1 Bath, 2,160 sqft $183,000 $41
Biola 4 Beds, 3 Baths, 1,630 sqft $207,000 $23
Madera 4 Beds, 1 Bath, 1,880 sqft $222,000 $36
Dos Palos 2 Beds, 1 Bath, 1,120 sqft $89,000 $26

If your Merced, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Merced:

Claim Typical Claim Amount
THEFT/BURGLARY $4,000
WATER DAMAGE $6,500
PHYSICAL DAMAGE $3,000

Your Merced, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Chowchilla Insurance Agency, 330 kings ave, Chowchilla, CA, 93610 Phone: 559-665-1301
  • State Farm: Peggy Biddison, 1124 w olive ave ste 102, Merced, CA, 95348-1939 209-384-8811
  • Allstate: Roger R. Perez, 3321 g st ste a, Merced, CA, 95340 (209) 723-0771
  • Liberty Mutual Independent: Leap-Carpenter-Kemps Ins Agcy, 3187 collins dr, Merced, CA, 95348 Phone: 209-384-0727
  • Farmers: Gary Rucker, 507 w 25th st, Merced, CA, 95340 (209) 726-0234

Your Background Impacts Your Home Insurance Quotes

Here is a list of Merced, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $50
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $170
Part Time Job 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $530