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Given here are some important aspects of your Los Berros, CA Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Los Berros, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Los Berros, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Los Berros 5 Beds, 3 Baths, 4520 sqft $1,245,000 $163
San Simeon 5 Beds, 2 Baths, 4,430 sqft $1,087,000 $195
Garden Farms 5 Beds, 2 Baths, 2,310 sqft $677,000 $85
Atascadero 3 Beds, 2 Baths, 1,270 sqft $304,000 $55
Buellton 3 Beds, 1 Bath, 1,710 sqft $575,000 $116
Whitley Gardens 5 Beds, 2 Baths, 4,720 sqft $1,237,000 $168
Santa Margarita 3 Beds, 1 Bath, 2,180 sqft $573,000 $66
Garey 3 Beds, 2 Baths, 1,340 sqft $345,000 $76
Arroyo Grande 5 Beds, 2 Baths, 2,010 sqft $685,000 $101
Morro Bay 5 Beds, 4 Baths, 3,880 sqft $1,273,000 $227
New Cuyama 2 Beds, 1 Bath, 1,770 sqft $348,000 $63
Solvang 2 Beds, 1 Bath, 1,080 sqft $228,000 $91
Edna 2 Beds, 1 Bath, 1,060 sqft $273,000 $46
Casmalia 2 Beds, 1 Bath, 1,300 sqft $392,000 $61
Los Ranchos 3 Beds, 1 Bath, 1,650 sqft $463,000 $74
Paso Robles 3 Beds, 1 Bath, 2,010 sqft $371,000 $108
Los Berros 2 Beds, 1 Bath, 1,140 sqft $414,000 $39
Templeton 2 Beds, 1 Bath, 1,520 sqft $447,000 $46
El Paso de 5 Beds, 1 Bath, 2,740 sqft $770,000 $125
Sisquoc 2 Beds, 1 Bath, 1,490 sqft $377,000 $72
San Luis Obispo 3 Beds, 2 Baths, 2,280 sqft $520,000 $69

If your Los Berros, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Los Berros:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,000
FIRE $48,500
WATER DAMAGE $5,000

Your Los Berros, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Hub International Ins Services Inc, 2560 professional parkway, Santa Maria, CA, 93455 805-347-4700
  • State Farm: Donna Randolph, 1650 s broadway, Santa Maria, CA, 93454-7602 805-925-4610
  • Allstate: Brian Iversen, 120 nelson st, Arroyo Grande, CA, 93420 (805) 481-4876
  • Liberty Mutual Independent: Morris & Garritano Ins Agy Inc, 1122 laurel ln, San Luis Obispo, CA, 93401 (805) 543-6887
  • Farmers: Joy Swann, 1228 broad st, San Luis Obispo, CA, 93401 (805) 548-8530

Your Background Impacts Your Home Insurance Quotes

Here is a list of Los Berros, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 3 Pets, Non-Smoker $460
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $120
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $160