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Read amazing research on Desert Shores, CA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Desert Shores, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Desert Shores, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Desert Shores 3 Beds, 1 Bath, 1610 sqft $70,000 $14
Vista Santa Rosa 2 Beds, 1 Bath, 1,560 sqft $67,000 $18
North Shore 3 Beds, 1 Bath, 2,320 sqft $97,000 $23
Lake Riverside 2 Beds, 1 Bath, 1,370 sqft $71,000 $12
Mount Laguna 2 Beds, 1 Bath, 1,330 sqft $72,000 $14
Ocotillo 3 Beds, 2 Baths, 2,400 sqft $124,000 $26
Desert Palms 2 Beds, 1 Bath, 1,480 sqft $71,000 $11
Idyllwild 3 Beds, 2 Baths, 1,520 sqft $51,000 $12
Julian 2 Beds, 1 Bath, 1,140 sqft $82,000 $16
Brawley 3 Beds, 2 Baths, 1,980 sqft $91,000 $37
Salton Sea Beach 3 Beds, 1 Bath, 1,570 sqft $75,000 $13
Mountain Center 3 Beds, 2 Baths, 1,780 sqft $75,000 $20
Salton City 3 Beds, 2 Baths, 1,980 sqft $88,000 $21
Pine Valley 3 Beds, 2 Baths, 1,800 sqft $105,000 $17
Rancho Mirage 2 Beds, 1 Bath, 1,230 sqft $58,000 $18
Niland 2 Beds, 1 Bath, 1,480 sqft $81,000 $14
Sky Valley 3 Beds, 1 Bath, 1,730 sqft $93,000 $17
Julian 2 Beds, 1 Bath, 1,490 sqft $66,000 $12
Indian Wells 3 Beds, 2 Baths, 1,730 sqft $84,000 $24
Pine Valley 2 Beds, 1 Bath, 1,510 sqft $59,000 $15
Bermuda Dunes 3 Beds, 1 Bath, 2,400 sqft $103,000 $24

If your Desert Shores, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Desert Shores:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $5,000
LIABILITY (ALL OTHER) $58,000
WIND $6,000

Your Desert Shores, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: A&R Insurance And Financial Services Llc, 431 s palm canyon dr, Palm Springs, CA, 92262 (760) 673-7860
  • Liberty Mutual Independent: Garcia Insurance Inc, 2099 e tahquitz canyon way, Palm Springs, CA, 92262 (760) 320-1111
  • Travelers: Smith-Kandal Insurance Agency, 510 west main st, Brawley, CA, 92227 760-344-2212
  • Farmers: Charity-Rae Wooley, 47060 washington st ste 5202, La Quinta, CA, 92253 (760) 851-9864
  • State Farm: George Stettler, 31855 date palm dr ste 6, Cathedral Cty, CA, 92234-3100 760-770-0700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Desert Shores, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $20
Unemployed Up to 499 Credit Score No Income 1 Pet, Non-Smoker $190
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $140