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This fantastic information on Cold Springs, CA Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Cold Springs, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cold Springs, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cold Springs 2 Beds, 1 Bath, 1630 sqft $235,000 $43
Murphys 3 Beds, 2 Baths, 2,030 sqft $296,000 $75
Lake Wildwood 2 Beds, 1 Bath, 1,640 sqft $309,000 $60
Auburn 3 Beds, 1 Bath, 2,180 sqft $237,000 $66
Dorrington 2 Beds, 1 Bath, 1,650 sqft $208,000 $52
Wilton 2 Beds, 1 Bath, 1,510 sqft $191,000 $31
Volcano 3 Beds, 2 Baths, 2,390 sqft $422,000 $57
University of California Davis 3 Beds, 1 Bath, 2,070 sqft $302,000 $55
Parkway 2 Beds, 1 Bath, 1,170 sqft $144,000 $34
Folsom 2 Beds, 1 Bath, 950 sqft $210,000 $31
El Dorado 2 Beds, 1 Bath, 940 sqft $138,000 $35
Lodi 2 Beds, 1 Bath, 1,110 sqft $169,000 $39
Monumental Ridge 3 Beds, 1 Bath, 1,370 sqft $258,000 $57
Grizzly Flats 3 Beds, 2 Baths, 2,070 sqft $252,000 $80
Collierville 2 Beds, 1 Bath, 1,270 sqft $168,000 $29
Colfax 3 Beds, 1 Bath, 1,840 sqft $267,000 $35
Soda Springs 2 Beds, 1 Bath, 1,120 sqft $170,000 $29
Penn Valley 3 Beds, 2 Baths, 1,820 sqft $211,000 $33
Beale AFB 2 Beds, 1 Bath, 1,570 sqft $342,000 $57
Drytown 2 Beds, 1 Bath, 1,410 sqft $138,000 $31
Amador City 3 Beds, 2 Baths, 1,820 sqft $318,000 $24

If your Cold Springs, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cold Springs:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $58,000
WIND $6,000
VANDALISM/MALICIOUS MISCHIEF $5,000

Your Cold Springs, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: John James Vocatura Agency, 993 governor dr ste 101, El Dorado Hills, CA, 95762-4290 (916) 439-9378
  • Farmers: Gary Hatano, 750 oak avenue pkwy ste 160, Folsom, CA, 95630 (916) 984-7400
  • Travelers: Lions & Coventry Ins Services Inc, 2991 taylor rd, Loomis, CA, 95650 916-967-7715
  • Liberty Mutual Independent: Bozzuto & Company Insurance Services Inc, 9300 madison ave ste 100, Orangevale, CA, 95662 (800) 400-6394
  • State Farm: Ralph Smith, 430 grass valley hwy, Auburn, CA, 95603-3714 530-885-8652

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cold Springs, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $740
Retired 700-749 Credit Score <$25,000 3 Pets, Smoker $560
Freelancer 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $110