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In Depth Analysis of Murrieta, California Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Murrieta, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Murrieta, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Murrieta 3 Beds, 1 Bath, 1690 sqft $257,000 $57
Hemet 2 Beds, 1 Bath, 1,400 sqft $186,000 $38
Solana Beach 5 Beds, 3 Baths, 1,610 sqft $186,000 $63
La Quinta 5 Beds, 1 Bath, 3,070 sqft $385,000 $94
Norco 2 Beds, 1 Bath, 1,710 sqft $271,000 $52
San Diego 3 Beds, 1 Bath, 2,180 sqft $199,000 $36
Escondido 2 Beds, 1 Bath, 1,760 sqft $335,000 $56
Escondido 4 Beds, 1 Bath, 2,180 sqft $328,000 $78
Homeland 4 Beds, 3 Baths, 2,210 sqft $431,000 $68
Lake Forest 3 Beds, 1 Bath, 1,420 sqft $237,000 $28
Home Gardens 5 Beds, 2 Baths, 3,210 sqft $542,000 $56
Warm Springs 3 Beds, 2 Baths, 1,620 sqft $343,000 $59
Bonsall 2 Beds, 1 Bath, 1,130 sqft $129,000 $39
Desert Edge 5 Beds, 4 Baths, 3,440 sqft $517,000 $74
El Sobrante 4 Beds, 1 Bath, 3,370 sqft $473,000 $101
Palm Springs 5 Beds, 2 Baths, 2,360 sqft $352,000 $36
Coronita 5 Beds, 1 Bath, 1,910 sqft $338,000 $58
Julian 3 Beds, 1 Bath, 2,160 sqft $377,000 $89
Colton 3 Beds, 2 Baths, 2,170 sqft $371,000 $52
Encinitas 4 Beds, 2 Baths, 2,290 sqft $230,000 $83
Rancho Mirage 4 Beds, 2 Baths, 1,830 sqft $399,000 $65

If your Murrieta, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Murrieta:

Claim Typical Claim Amount
WIND $5,000
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000

Your Murrieta, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: James Heigel Insurance And Financial Services Llc, 27070 sun city blvd, Menifee, CA, 92586-2509 (951) 674-1112
  • Liberty Mutual Independent: Premier One Insurance Services, 41870 kalmia st ste 170, Murrieta, CA, 92562 (951) 600-1405
  • Travelers: R David Bulen Ins Agcy, 506 w graham ste 102, Lake Elsinore, CA, 92530 951-674-0675
  • Farmers: Lynn Tran, 41690 ivy st ste b, Murrieta, CA, 92562 (951) 693-4294
  • State Farm: Scott Koth, 39540 mur ht spgs rd ste 229, Murrieta, CA, 92563-7719 951-461-4979

Your Background Impacts Your Home Insurance Quotes

Here is a list of Murrieta, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score >$150,000 3 Pets, Smoker $1,080
Unemployed 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $360
Part Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $1,280