ogmer

Read about what causes changes in your Chula Vista, California Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Chula Vista, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Chula Vista, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Chula Vista 4 Beds, 3 Baths, 2020 sqft $446,000 $50
Santee 4 Beds, 2 Baths, 2,570 sqft $429,000 $58
La Presa 4 Beds, 1 Bath, 2,140 sqft $349,000 $111
Valley Center 4 Beds, 1 Bath, 2,630 sqft $311,000 $122
Pine Valley 3 Beds, 1 Bath, 1,310 sqft $280,000 $40
Encinitas 2 Beds, 1 Bath, 1,740 sqft $347,000 $80
Hidden Meadows 4 Beds, 2 Baths, 1,770 sqft $343,000 $90
Del Mar 2 Beds, 1 Bath, 1,560 sqft $298,000 $66
Vista 3 Beds, 1 Bath, 1,430 sqft $397,000 $64
Julian 2 Beds, 1 Bath, 1,730 sqft $288,000 $65
Rancho Santa Fe 3 Beds, 1 Bath, 2,210 sqft $372,000 $75
Escondido 3 Beds, 1 Bath, 1,870 sqft $300,000 $27
Coronado 2 Beds, 1 Bath, 1,090 sqft $221,000 $39
San Marcos 4 Beds, 1 Bath, 2,640 sqft $591,000 $75
Rancho San Diego 2 Beds, 1 Bath, 1,060 sqft $222,000 $45
Granite Hills 2 Beds, 1 Bath, 1,390 sqft $232,000 $52
Spring Valley 2 Beds, 1 Bath, 1,080 sqft $237,000 $26
Crest 2 Beds, 1 Bath, 1,420 sqft $312,000 $45
San Diego Country Estates 4 Beds, 2 Baths, 1,690 sqft $190,000 $57
Poway 2 Beds, 1 Bath, 1,160 sqft $244,000 $35
Eucalyptus Hills 2 Beds, 1 Bath, 930 sqft $223,000 $39

If your Chula Vista, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Chula Vista:

Claim Typical Claim Amount
WIND $5,000
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000

Your Chula Vista, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Keith Jackson Insurance Agency Inc., 3914 murphy canyon rd ste a 212, San Diego, CA, 92123 (916) 742-6995
  • Liberty Mutual Independent: Pappazi Insurance Agency, 2676 navajo rd, El Cajon, CA, 92020 (619) 461-8375
  • Travelers: 5th Avenue Insurance Services, 3945 camino del rio s san diego, San Diego, CA, 92108
  • Farmers: Nick Patrico, 1151 n 2nd st, El Cajon, CA, 92021 (619) 579-9633
  • Liberty Mutual: Ellie Thomas, 9325 sky park ct. ste 200, San Diego, CA, 92123 1-858-558-8311

Your Background Impacts Your Home Insurance Quotes

Here is a list of Chula Vista, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score No Income 1 Pet, Non-Smoker $480
Freelancer 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $150
Full Time Job 600-649 Credit Score $50 to $75,000 3 Pets, Non-Smoker $80