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Read amazing research on Irvine, California Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Irvine, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Irvine, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Irvine 3 Beds, 1 Bath, 1660 sqft $331,000 $68
South San Gabriel 3 Beds, 2 Baths, 1,610 sqft $312,000 $64
View Park-Windsor Hills 4 Beds, 2 Baths, 2,790 sqft $750,000 $146
Hemet 3 Beds, 2 Baths, 2,230 sqft $563,000 $127
Temecula 3 Beds, 1 Bath, 1,270 sqft $402,000 $62
Torrance 4 Beds, 2 Baths, 3,210 sqft $1,228,000 $266
Winchester 2 Beds, 1 Bath, 1,530 sqft $455,000 $104
Signal Hill 2 Beds, 1 Bath, 1,380 sqft $605,000 $136
Mead Valley 4 Beds, 2 Baths, 1,610 sqft $711,000 $97
Villa Park 2 Beds, 1 Bath, 1,360 sqft $441,000 $83
Glendora 2 Beds, 1 Bath, 1,720 sqft $631,000 $69
Norwalk 3 Beds, 2 Baths, 1,240 sqft $427,000 $57
Jurupa Valley 3 Beds, 2 Baths, 2,260 sqft $759,000 $123
Lytle Creek 4 Beds, 1 Bath, 2,850 sqft $830,000 $91
La Canada Flintridge 4 Beds, 3 Baths, 1,630 sqft $524,000 $75
San Jacinto 2 Beds, 1 Bath, 1,110 sqft $407,000 $89
Fountain Valley 2 Beds, 1 Bath, 1,560 sqft $494,000 $108
Mayflower Village 2 Beds, 1 Bath, 930 sqft $294,000 $46
Highland 3 Beds, 1 Bath, 1,710 sqft $625,000 $105
Romoland 4 Beds, 2 Baths, 2,830 sqft $1,039,000 $178
Midway City 4 Beds, 2 Baths, 1,990 sqft $734,000 $160

If your Irvine, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Irvine:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $6,000
WATER DAMAGE $6,500
WIND $5,000

Your Irvine, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Benefits Mutual Insurance Services Inc, 3500 s bristol st ste 200, Santa Ana, CA, 92704 (714) 617-9040
  • Farmers: Pavel Levitanus, 23161 mill creek dr ste 100, Laguna Hills, CA, 92653 (714) 696-5950
  • Travelers: Murvay Insurance Services Inc, 3991 macarthur blvd ste 400, Newport Beach, CA, 92660 949-333-0892
  • Liberty Mutual Independent: Sullivan Curtis Monroe Ins Services Llc, 1920 main st ste 600, Irvine, CA, 92614 949-250-7172
  • Liberty Mutual: Andrew Twardus, 19200 von karman ave suite 200, Irvine, CA, 92612 1-949-863-1567

Your Background Impacts Your Home Insurance Quotes

Here is a list of Irvine, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score No Income 1 Pet, Non-Smoker $1,880
Unemployed 750-799 Credit Score No Income 3 Pets, Smoker $790
Freelancer 650-699 Credit Score $50 to $75,000 No Pets, Smoker $70