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This fantastic information on Coachella Valley, California Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Coachella Valley, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Coachella Valley, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Coachella Valley 2 Beds, 1 Bath, 1250 sqft $114,000 $30
Idyllwild-Pine Cove 4 Beds, 1 Bath, 3,390 sqft $590,000 $117
Mountain Center 2 Beds, 1 Bath, 1,640 sqft $246,000 $34
Garnet 2 Beds, 1 Bath, 1,660 sqft $249,000 $32
Julian 2 Beds, 1 Bath, 1,630 sqft $290,000 $26
Joshua Tree 4 Beds, 3 Baths, 2,500 sqft $313,000 $73
Aguanga 2 Beds, 1 Bath, 1,400 sqft $172,000 $43
Lake Riverside 2 Beds, 1 Bath, 1,420 sqft $145,000 $50
Calipatria 3 Beds, 2 Baths, 1,920 sqft $263,000 $42
Westmorland 2 Beds, 1 Bath, 1,660 sqft $235,000 $48
Salton Sea Beach 4 Beds, 3 Baths, 3,110 sqft $318,000 $66
Desert Edge 3 Beds, 1 Bath, 1,530 sqft $183,000 $44
Coachella Valley 2 Beds, 1 Bath, 1,350 sqft $147,000 $48
Thermal 4 Beds, 3 Baths, 2,170 sqft $275,000 $42
Julian 3 Beds, 2 Baths, 2,040 sqft $236,000 $33
Chuckwalla Valley 4 Beds, 2 Baths, 1,730 sqft $176,000 $46
Imperial 2 Beds, 1 Bath, 1,290 sqft $122,000 $21
Niland 3 Beds, 2 Baths, 1,980 sqft $315,000 $39
Westmorland 4 Beds, 3 Baths, 3,210 sqft $325,000 $42
North Shore 2 Beds, 1 Bath, 1,270 sqft $103,000 $40
Vista Santa Rosa 3 Beds, 2 Baths, 2,120 sqft $296,000 $55

If your Coachella Valley, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Coachella Valley:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000
WIND $5,000

Your Coachella Valley, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Lacy Insurance Services Inc, 41865 boardwalk ste 108, Palm Desert, CA, 92211 (760) 674-8713
  • Liberty Mutual Independent: Palm Valley Ins Services Inc, 47040 washington st ste 3202, La Quinta, CA, 92253 (760) 775-7256
  • Travelers: Desert View Insurance Agency, 74040 highway 111 ste l-228, Palm Desert, CA, 92260 760-346-1220
  • Farmers: Richard Cox, 77564 country club dr ste 400a, Palm Desert, CA, 92211 (760) 797-1800
  • State Farm: Jerry Norris, 81953 us highway 111 ste 2, Indio, CA, 92201-5444 760-347-4506

Your Background Impacts Your Home Insurance Quotes

Here is a list of Coachella Valley, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income More than 3 Pets at home, Smoker $440
Part Time Job 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $110
Full Time Job 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $520