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This fantastic information on Imperial County, California Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Imperial County, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Imperial County, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Imperial County 2 Beds, 1 Bath, 1100 sqft $94,000 $19
Westmorland 3 Beds, 1 Bath, 1,820 sqft $143,000 $49
Imperial 2 Beds, 1 Bath, 960 sqft $87,000 $16
Holtville 2 Beds, 1 Bath, 1,030 sqft $61,000 $26
Brawley 4 Beds, 1 Bath, 2,390 sqft $316,000 $53
Desert Shores 4 Beds, 3 Baths, 2,030 sqft $250,000 $47
Winterhaven 3 Beds, 1 Bath, 1,610 sqft $178,000 $27
Niland 3 Beds, 1 Bath, 2,340 sqft $147,000 $39
Heber 4 Beds, 2 Baths, 3,050 sqft $360,000 $50
Salton Sea Beach 3 Beds, 2 Baths, 2,300 sqft $149,000 $38
Drysdale, AZ 4 Beds, 1 Bath, 2,560 sqft $183,000 $32
North Shore 4 Beds, 1 Bath, 2,140 sqft $181,000 $39
El Centro 4 Beds, 3 Baths, 2,890 sqft $267,000 $42
Imperial 2 Beds, 1 Bath, 1,470 sqft $156,000 $26
Bombay Beach 3 Beds, 1 Bath, 1,700 sqft $208,000 $47
Desert Center 2 Beds, 1 Bath, 1,310 sqft $122,000 $37
Bard 3 Beds, 2 Baths, 1,810 sqft $206,000 $35
Seeley 2 Beds, 1 Bath, 980 sqft $81,000 $25
Gadsden, AZ 3 Beds, 1 Bath, 2,300 sqft $271,000 $60
Calexico 4 Beds, 1 Bath, 1,900 sqft $169,000 $50
Wall Lane, AZ 3 Beds, 2 Baths, 1,420 sqft $137,000 $34

If your Imperial County, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Imperial County:

Claim Typical Claim Amount
WIND $5,000
LIABILITY (ALL OTHER) $45,000
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Imperial County, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Smith-Kandal Insurance Agency, 510 west main st, Brawley, CA, 92227 760-344-2212
  • State Farm: Marianne Valenzuela, 605 w h st ste 101, Brawley, CA, 92227-2250 760-344-0447
  • Liberty Mutual Independent: Smith-Kandal Ins Agency, 510 w main st, Brawley, CA, 92227 (760) 344-2212

Your Background Impacts Your Home Insurance Quotes

Here is a list of Imperial County, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $75 to $100,000 1 Pet, Non-Smoker $350
Freelancer 800-850 Credit Score >$150,000 3 Pets, Smoker $100
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $170