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In Depth Redding, CA Home Insurance Rates Analysis

In Depth Analysis of Redding, California Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Redding, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Redding, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Redding 2 Beds, 1 Bath, 1330 sqft $184,000 $36
Red Bluff 4 Beds, 1 Bath, 2,030 sqft $219,000 $64
Los Molinos 2 Beds, 1 Bath, 1,280 sqft $172,000 $23
Millville 2 Beds, 1 Bath, 1,170 sqft $103,000 $19
Palo Cedro 3 Beds, 2 Baths, 1,790 sqft $226,000 $29
Mountain Gate 3 Beds, 1 Bath, 2,370 sqft $300,000 $47
Keswick 2 Beds, 1 Bath, 1,350 sqft $218,000 $25
Big Bend 2 Beds, 1 Bath, 1,780 sqft $177,000 $51
McCloud 2 Beds, 1 Bath, 1,030 sqft $117,000 $37
Bella Vista 4 Beds, 2 Baths, 2,470 sqft $404,000 $61
Junction City 4 Beds, 1 Bath, 3,100 sqft $513,000 $58
Cottonwood 3 Beds, 2 Baths, 1,230 sqft $136,000 $26
Hayfork 4 Beds, 2 Baths, 2,460 sqft $214,000 $75
Old Station 3 Beds, 2 Baths, 1,800 sqft $195,000 $71
Paskenta 3 Beds, 1 Bath, 2,320 sqft $273,000 $55
Burney 2 Beds, 1 Bath, 1,190 sqft $212,000 $39
Hat Creek 2 Beds, 1 Bath, 1,270 sqft $147,000 $41
Bend 4 Beds, 1 Bath, 2,330 sqft $223,000 $64
Lakehead 4 Beds, 1 Bath, 2,840 sqft $233,000 $40
Flournoy 4 Beds, 2 Baths, 2,330 sqft $298,000 $35
Montgomery Creek 2 Beds, 1 Bath, 1,110 sqft $109,000 $23

If your Redding, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Redding:

Claim Typical Claim Amount
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $45,000
WIND $5,000

Your Redding, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Interwest Insurance Services Inc, 310 hemsted dr #200, Redding, CA, 96002
  • State Farm: Zach Bay, 869 mistletoe ln, Redding, CA, 96002-0203 530-221-3224
  • Allstate: Kevin Wall, 2861 churn creek rd ste b, Redding, CA, 96002 (530) 227-4091
  • Liberty Mutual Independent: Shaw Insurance Services, 2275 north street, Anderson, CA, 96007
  • Farmers: Jesus Aaron Rubio, 610 cypress ave, Redding, CA, 96001 (530) 351-7991

Your Background Impacts Your Home Insurance Quotes

Here is a list of Redding, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 2 Pets, Non-Smoker $110
Retired 650-699 Credit Score No Income No Pets, Smoker $90
Full Time Job Up to 499 Credit Score >$150,000 More than 3 Pets at home, Smoker $320