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Some really great indicators on Torrance, California Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Torrance, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Torrance, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Torrance 4 Beds, 3 Baths, 3120 sqft $1,044,000 $145
Avalon 4 Beds, 1 Bath, 2,880 sqft $760,000 $113
Jurupa 3 Beds, 2 Baths, 2,200 sqft $623,000 $95
San Fernando 3 Beds, 1 Bath, 1,390 sqft $316,000 $59
Gardena 3 Beds, 1 Bath, 1,650 sqft $409,000 $41
Hacienda Heights 3 Beds, 2 Baths, 1,480 sqft $345,000 $39
West Rancho Dominguez 2 Beds, 1 Bath, 920 sqft $189,000 $36
South San Jose Hills 4 Beds, 2 Baths, 3,020 sqft $1,128,000 $150
La Mirada 2 Beds, 1 Bath, 1,210 sqft $400,000 $46
Ontario 4 Beds, 3 Baths, 3,150 sqft $811,000 $177
Newport Beach 3 Beds, 2 Baths, 2,080 sqft $444,000 $84
Moorpark 2 Beds, 1 Bath, 1,060 sqft $387,000 $81
Tustin 3 Beds, 1 Bath, 1,940 sqft $505,000 $132
Montclair 4 Beds, 1 Bath, 2,130 sqft $489,000 $134
Coto de Caza 2 Beds, 1 Bath, 1,460 sqft $248,000 $84
Pasadena 4 Beds, 1 Bath, 2,620 sqft $644,000 $108
Walnut Park 3 Beds, 1 Bath, 1,730 sqft $507,000 $125
Bradbury 4 Beds, 3 Baths, 2,700 sqft $849,000 $204
Redondo Beach 3 Beds, 2 Baths, 2,190 sqft $451,000 $69
Palos Verdes Estates 4 Beds, 1 Bath, 2,450 sqft $635,000 $93
Charter Oak 4 Beds, 1 Bath, 2,070 sqft $747,000 $85

If your Torrance, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Torrance:

Claim Typical Claim Amount
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $45,000
THEFT/BURGLARY $4,000

Your Torrance, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Alfonso Aduna, 12838 rosecrans ave, Norwalk, CA, 90650 (562) 404-4950
  • Farmers: Michael Mann, 2633 lincoln blvd # 735, Santa Monica, CA, 90405 (310) 474-5684
  • Travelers: Select Risk Insurance Services Inc, 249 e ocean blvd 712, Long Beach, CA, 90802 562-216-9016
  • Liberty Mutual Independent: Isu Ins Srvs-The Wissink Agy, 11268 washington blvd ste 301, Culver City, CA, 90230 (310) 390-3318
  • Liberty Mutual: Adam Glazer, 222 n. sepulveda blvd ste 2330, El Segundo, CA, 90245 1-310-316-9428

Your Background Impacts Your Home Insurance Quotes

Here is a list of Torrance, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 1 Pet, Smoker $1,160
Freelancer 750-799 Credit Score $75 to $100,000 2 Pets, Non-Smoker $280
Full Time Job 800-850 Credit Score $100 to $150,000 No Pets, Smoker $1,720