This startling study about San Diego, California Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for San Diego, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| San Diego | 4 Beds, 3 Baths, 3010 sqft | $697,000 | $86 |
| Rancho San Diego | 3 Beds, 1 Bath, 1,880 sqft | $405,000 | $131 |
| Campo | 4 Beds, 2 Baths, 2,730 sqft | $583,000 | $74 |
| Poway | 4 Beds, 1 Bath, 3,360 sqft | $584,000 | $219 |
| La Presa | 4 Beds, 3 Baths, 1,740 sqft | $261,000 | $65 |
| Granite Hills | 4 Beds, 2 Baths, 1,730 sqft | $389,000 | $43 |
| Santee | 4 Beds, 1 Bath, 1,910 sqft | $403,000 | $86 |
| Imperial Beach | 4 Beds, 1 Bath, 2,830 sqft | $607,000 | $169 |
| Solana Beach | 3 Beds, 1 Bath, 2,290 sqft | $410,000 | $105 |
| San Diego Country Estates | 3 Beds, 1 Bath, 1,740 sqft | $228,000 | $54 |
| Bostonia | 3 Beds, 1 Bath, 2,140 sqft | $375,000 | $106 |
| Mount Laguna | 4 Beds, 2 Baths, 3,220 sqft | $574,000 | $128 |
| Descanso | 3 Beds, 1 Bath, 1,660 sqft | $296,000 | $88 |
| Vista | 3 Beds, 2 Baths, 1,710 sqft | $467,000 | $75 |
| Escondido | 2 Beds, 1 Bath, 940 sqft | $210,000 | $40 |
| Rainbow | 3 Beds, 2 Baths, 1,230 sqft | $276,000 | $59 |
| Julian | 4 Beds, 1 Bath, 2,050 sqft | $473,000 | $96 |
| Spring Valley | 2 Beds, 1 Bath, 1,060 sqft | $256,000 | $51 |
| Julian | 4 Beds, 1 Bath, 2,000 sqft | $459,000 | $56 |
| Aguanga | 4 Beds, 1 Bath, 2,880 sqft | $682,000 | $85 |
| Camp Pendleton | 4 Beds, 2 Baths, 1,720 sqft | $328,000 | $57 |
Here are some typical claims filed in San Diego:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $4,000 |
| LIABILITY (ALL OTHER) | $45,000 |
| WIND | $5,000 |
Your San Diego, CA insurance agent (see examples below) can help with your claims.
Here is a list of San Diego, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | Up to 499 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $170 |
| Retired | 800-850 Credit Score | <$25,000 | No Pets, Non-Smoker | $710 |
| Full Time Job | 700-749 Credit Score | $100 to $150,000 | 3 Pets, Non-Smoker | $2,500 |