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The variables explained here drive your Flagstaff, Arizona Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Flagstaff, AZ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Flagstaff, AZ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Flagstaff 4 Beds, 2 Baths, 2180 sqft $256,000 $43
Jerome 4 Beds, 2 Baths, 1,890 sqft $224,000 $45
Parks 3 Beds, 2 Baths, 1,340 sqft $207,000 $54
Leupp 4 Beds, 2 Baths, 2,210 sqft $383,000 $80
Cottonwood 4 Beds, 2 Baths, 2,330 sqft $323,000 $73
Camp Verde 4 Beds, 3 Baths, 2,100 sqft $299,000 $42
Doney Park 2 Beds, 1 Bath, 1,510 sqft $232,000 $45
Fort Valley 3 Beds, 1 Bath, 2,280 sqft $256,000 $33
Washington Park 2 Beds, 1 Bath, 1,130 sqft $166,000 $24
Verde Village 2 Beds, 1 Bath, 1,210 sqft $146,000 $60
Munds Park 3 Beds, 2 Baths, 1,850 sqft $245,000 $51
Winslow 4 Beds, 2 Baths, 3,060 sqft $558,000 $123
Kachina Village 2 Beds, 1 Bath, 1,410 sqft $160,000 $40
Tolani Lake 4 Beds, 2 Baths, 3,240 sqft $546,000 $100
Lake Montezuma 4 Beds, 1 Bath, 2,550 sqft $319,000 $73
Clarkdale 3 Beds, 2 Baths, 1,420 sqft $189,000 $46
Mountainaire 3 Beds, 2 Baths, 1,940 sqft $279,000 $56
Sedona 2 Beds, 1 Bath, 940 sqft $133,000 $30
Cornville 2 Beds, 1 Bath, 1,170 sqft $150,000 $30
Strawberry 4 Beds, 3 Baths, 3,030 sqft $504,000 $65
Village of Oak 3 Beds, 1 Bath, 1,660 sqft $307,000 $29

If your Flagstaff, AZ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Flagstaff:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $13,000
WIND $5,500
HAIL $16,000

Your Flagstaff, AZ insurance agent (see examples below) can help with your claims.

  • Travelers: John Creps Insurance Agency, 2717 north steves blvd ste 4, Flagstaff, AZ, 86004 Phone: 928-526-4040
  • State Farm: Steve Switala, 223 n leroux st, Flagstaff, AZ, 86001-4545 928-774-3303
  • Allstate: Beth Soucie, 1525 n beaver st, Flagstaff, AZ, 86001 (928) 774-8722
  • Liberty Mutual Independent: Flagstaff Insurance Inc, 1300 e butler ave ste 100, Flagstaff, AZ, 86001
  • Farmers: Rick Smith, 2230 e cedar ave ste a, Flagstaff, AZ, 86004 (928) 774-1030

Your Background Impacts Your Home Insurance Quotes

Here is a list of Flagstaff, AZ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score $25 to 50,000 2 Pets, Smoker $530
Retired 550-599 Credit Score <$25,000 1 Pet, Smoker $80
Freelancer 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $300