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Read about what causes changes in your Decatur, AR Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Decatur, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Decatur, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Decatur 3 Beds, 1 Bath, 1340 sqft $101,000 $39
Johnson 2 Beds, 1 Bath, 1,650 sqft $105,000 $74
Woodall, OK 3 Beds, 2 Baths, 1,750 sqft $136,000 $53
Hoot Owl, OK 3 Beds, 2 Baths, 1,500 sqft $101,000 $67
White Rock, MO 3 Beds, 2 Baths, 2,010 sqft $165,000 $120
Fairfield, OK 2 Beds, 1 Bath, 950 sqft $60,000 $36
Pensacola, OK 2 Beds, 1 Bath, 1,280 sqft $100,000 $52
Deer Lick, OK 2 Beds, 1 Bath, 1,450 sqft $87,000 $52
Cherokee, OK 3 Beds, 2 Baths, 1,600 sqft $84,000 $59
Shoal Creek Drive, MO 3 Beds, 2 Baths, 1,890 sqft $103,000 $67
Gravette 3 Beds, 1 Bath, 1,260 sqft $70,000 $65
Avoca 2 Beds, 1 Bath, 1,620 sqft $98,000 $87
Fairland, OK 3 Beds, 2 Baths, 1,370 sqft $89,000 $69
Neosho, MO 3 Beds, 2 Baths, 1,520 sqft $80,000 $58
Garfield 3 Beds, 2 Baths, 1,410 sqft $78,000 $59
Lowell 2 Beds, 1 Bath, 1,750 sqft $139,000 $77
Locust Grove, OK 3 Beds, 2 Baths, 2,080 sqft $160,000 $95
Cedar 2 Beds, 1 Bath, 1,330 sqft $75,000 $55
Oaks, OK 3 Beds, 1 Bath, 2,290 sqft $196,000 $77
Cherry Tree, OK 2 Beds, 1 Bath, 1,060 sqft $91,000 $85
Centerton 3 Beds, 1 Bath, 2,180 sqft $122,000 $119

If your Decatur, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Decatur:

Claim Typical Claim Amount
SMOKE $4,500
THEFT/BURGLARY $2,500
PHYSICAL DAMAGE $7,500

Your Decatur, AR insurance agent (see examples below) can help with your claims.

  • Nationwide: Thomas A Weaver Agency, 800 s mt olive ste a, Siloam Springs, AR, 72761 (479) 524-9191
  • Liberty Mutual Independent: Moss Insurance Group, 803 s dogwood st siloamĀ springs, Siloam Springs, AR, 72761
  • Travelers: Walker Brothers Ins Inc, 6800 isaac's orchard rd, Springdale, AR, 72762
  • Farmers: Michael King, 1801 sw regional airport blvd ste 7, Bentonville, AR, 72712 (479) 385-7200
  • State Farm: Kevin Sorg, 200 s bloomington st ste f, Lowell, AR, 72745-9492 479-365-2197

Your Background Impacts Your Home Insurance Quotes

Here is a list of Decatur, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score >$150,000 1 Pet, Smoker $270
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $500
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $440