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This startling study about Ferguson, AR Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Ferguson, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ferguson, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ferguson 2 Beds, 1 Bath, 1390 sqft $128,000 $68
Mansfield 2 Beds, 1 Bath, 970 sqft $59,000 $31
La Fave 3 Beds, 2 Baths, 1,620 sqft $111,000 $70
Barham 2 Beds, 1 Bath, 930 sqft $57,000 $34
Holland 3 Beds, 1 Bath, 1,310 sqft $90,000 $37
Washita 2 Beds, 1 Bath, 1,240 sqft $94,000 $63
Hot Springs 3 Beds, 2 Baths, 1,850 sqft $99,000 $98
Norman 3 Beds, 2 Baths, 1,270 sqft $91,000 $48
Freeman 3 Beds, 2 Baths, 1,880 sqft $86,000 $74
White Rock 2 Beds, 1 Bath, 1,490 sqft $73,000 $61
Riley 2 Beds, 1 Bath, 1,400 sqft $86,000 $71
Mont Sandels 2 Beds, 1 Bath, 1,710 sqft $143,000 $75
Bentley 2 Beds, 1 Bath, 1,580 sqft $107,000 $55
Griffin 3 Beds, 2 Baths, 1,650 sqft $96,000 $95
Cedar Falls 2 Beds, 1 Bath, 1,390 sqft $65,000 $29
Havana 3 Beds, 2 Baths, 1,690 sqft $153,000 $69
Gregory 3 Beds, 1 Bath, 1,410 sqft $114,000 $63
Altus 3 Beds, 2 Baths, 2,220 sqft $177,000 $98
Central City 2 Beds, 1 Bath, 1,460 sqft $85,000 $42
McIlroy 3 Beds, 1 Bath, 1,600 sqft $125,000 $61
Rockwell 3 Beds, 2 Baths, 1,750 sqft $100,000 $84

If your Ferguson, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ferguson:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $7,500
SMOKE $4,500
FIRE $32,500

Your Ferguson, AR insurance agent (see examples below) can help with your claims.

  • State Farm: Marlene Pfeifer, 804 south atlanta, Danville, AR, 72833 479-495-7000
  • Allstate: Logan County Ins Ag, 3620 e walnut st, Paris, AR, 72855 (479) 963-6185
  • Nationwide: Lamberson Ins Agency Inc, 636 main st, Danville, AR, 72833 (479) 495-2101
  • Farmers: Lourdes Aguilar, 407 union st, Dardanelle, AR, 72834 (479) 477-3892

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ferguson, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $1,770
Part Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $80
Retired 650-699 Credit Score <$25,000 1 Pet, Smoker $1,370