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The variables explained here drive your Hartford, AR Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Hartford, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hartford, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hartford 3 Beds, 2 Baths, 1570 sqft $76,000 $61
Panama, OK 2 Beds, 1 Bath, 1,120 sqft $59,000 $62
Herring 4 Beds, 2 Baths, 2,200 sqft $125,000 $134
Tate 2 Beds, 1 Bath, 1,640 sqft $79,000 $59
Potter 2 Beds, 1 Bath, 1,060 sqft $102,000 $45
Dayton 2 Beds, 1 Bath, 1,460 sqft $126,000 $61
Alma 4 Beds, 3 Baths, 3,130 sqft $184,000 $152
Keener 3 Beds, 2 Baths, 1,640 sqft $71,000 $62
Six Mile 4 Beds, 2 Baths, 2,550 sqft $158,000 $81
Tomlinson 4 Beds, 3 Baths, 2,110 sqft $119,000 $89
Rock Island, OK 3 Beds, 1 Bath, 1,410 sqft $100,000 $70
Middle 4 Beds, 2 Baths, 1,700 sqft $101,000 $73
Blansett 3 Beds, 1 Bath, 2,240 sqft $146,000 $129
Midland 3 Beds, 2 Baths, 2,130 sqft $139,000 $151
Oliver 3 Beds, 1 Bath, 1,790 sqft $109,000 $76
Cowlington, OK 2 Beds, 1 Bath, 1,790 sqft $86,000 $75
Fort Chaffee 3 Beds, 1 Bath, 1,570 sqft $92,000 $62
Belfonte, OK 2 Beds, 1 Bath, 1,130 sqft $84,000 $40
Fort Smith 2 Beds, 1 Bath, 1,570 sqft $123,000 $79
Lancaster 2 Beds, 1 Bath, 1,720 sqft $101,000 $55
Sugarloaf 2 Beds, 1 Bath, 1,790 sqft $106,000 $57

If your Hartford, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hartford:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $7,500
LIGHTNING $6,500
WATER DAMAGE $4,500

Your Hartford, AR insurance agent (see examples below) can help with your claims.

  • Travelers: Ea-Cassaundra Holmes Ins Agcy Inc, 294 south main, Waldron, AR, 72958 479-637-2644
  • State Farm: James Smith, 2601 n broadway st, Poteau, OK, 74953-5400 918-647-2103
  • Liberty Mutual Independent: Reed-Williams Ins Agy Inc, 101 smith ave, Poteau, OK, 74953 (918) 647-2291
  • Allstate: John Morgan, 900 e 2nd st, Hartford, AR, 72938 (479) 639-0080
  • Farmers: Mark Martin, 964 e center st, Greenwood, AR, 72936 (479) 252-6777

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hartford, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $810
Full Time Job 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $890
Freelancer 600-649 Credit Score $50 to $75,000 1 Pet, Smoker $620