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In Depth Bismarck, AR Home Insurance Rates Analysis

In Depth Analysis of Bismarck, AR Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Bismarck, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bismarck, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bismarck 3 Beds, 1 Bath, 1890 sqft $93,000 $48
De Roche 3 Beds, 2 Baths, 1,300 sqft $57,000 $42
Norman 4 Beds, 2 Baths, 3,040 sqft $162,000 $145
Noland 3 Beds, 1 Bath, 2,080 sqft $120,000 $72
Caddo 3 Beds, 2 Baths, 2,210 sqft $90,000 $68
Mine Creek 2 Beds, 1 Bath, 1,330 sqft $56,000 $71
Boughton 2 Beds, 1 Bath, 1,270 sqft $69,000 $45
Glenwood 2 Beds, 1 Bath, 1,400 sqft $65,000 $49
Perrytown 4 Beds, 1 Bath, 1,790 sqft $139,000 $74
Henderson 2 Beds, 1 Bath, 1,010 sqft $52,000 $40
Cale 3 Beds, 2 Baths, 1,980 sqft $98,000 $91
Bluff City 2 Beds, 1 Bath, 1,470 sqft $111,000 $75
Dekalb 4 Beds, 1 Bath, 2,070 sqft $149,000 $123
New Tennessee 2 Beds, 1 Bath, 1,370 sqft $85,000 $50
Tyler 2 Beds, 1 Bath, 1,520 sqft $108,000 $93
Lake Hamilton 2 Beds, 1 Bath, 940 sqft $42,000 $32
Holly Springs 4 Beds, 3 Baths, 1,790 sqft $68,000 $65
Gurdon 3 Beds, 1 Bath, 2,030 sqft $111,000 $100
McCaskill 2 Beds, 1 Bath, 1,270 sqft $78,000 $36
Alamo 4 Beds, 2 Baths, 1,870 sqft $90,000 $104
Rockport 3 Beds, 2 Baths, 1,630 sqft $102,000 $65

If your Bismarck, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bismarck:

Claim Typical Claim Amount
LIGHTNING $6,500
FIRE $32,500
PHYSICAL DAMAGE $7,500

Your Bismarck, AR insurance agent (see examples below) can help with your claims.

  • Travelers: Abi Insurance Agency, 911 west grand avenue, Hot Springs, AR, 71913 501-624-8888
  • State Farm: Austin Wingfield, 620 pine st, Arkadelphia, AR, 71923-5046 870-246-2162
  • Allstate: Alan Springer, 1759 airport rd ste a, Hot Springs, AR, 71913 (501) 767-8500
  • Nationwide: Charlie R Jordan, 811 airport rd, Hot Springs, AR, 71913 (501) 624-4105
  • Farmers: James "Griffin" Gulley, 1116 malvern ave, Hot Springs, AR, 71901 (501) 276-0600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bismarck, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $150
Freelancer 700-749 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $340
Part Time Job 750-799 Credit Score <$25,000 No Pets, Non-Smoker $730