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In Depth Analysis of Hempstead County, Arkansas Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Hempstead County, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hempstead County, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hempstead County 2 Beds, 1 Bath, 910 sqft $66,000 $40
Tollette 4 Beds, 1 Bath, 1,960 sqft $129,000 $85
Redwater, TX 2 Beds, 1 Bath, 1,750 sqft $97,000 $63
Paraclifta 3 Beds, 1 Bath, 1,260 sqft $102,000 $60
Stephens 4 Beds, 3 Baths, 2,530 sqft $195,000 $132
Red Hill 2 Beds, 1 Bath, 1,050 sqft $61,000 $44
Clear Creek 3 Beds, 2 Baths, 1,910 sqft $109,000 $105
Foreman 4 Beds, 2 Baths, 2,500 sqft $165,000 $88
Pike City 4 Beds, 1 Bath, 1,990 sqft $129,000 $63
New Boston, TX 3 Beds, 1 Bath, 2,290 sqft $142,000 $100
Ben Lomond 4 Beds, 2 Baths, 1,650 sqft $102,000 $48
Stamps 4 Beds, 2 Baths, 2,260 sqft $133,000 $118
La Grange 4 Beds, 1 Bath, 3,150 sqft $208,000 $155
Henderson 2 Beds, 1 Bath, 1,600 sqft $89,000 $65
McCaskill 2 Beds, 1 Bath, 1,760 sqft $98,000 $97
Umpire 3 Beds, 1 Bath, 1,400 sqft $107,000 $66
Murfreesboro 3 Beds, 2 Baths, 2,040 sqft $105,000 $95
De Roan 3 Beds, 2 Baths, 2,250 sqft $84,000 $88
Albany 2 Beds, 1 Bath, 1,630 sqft $118,000 $59
Homan 3 Beds, 1 Bath, 2,250 sqft $120,000 $123
Center Point 4 Beds, 1 Bath, 2,870 sqft $119,000 $107

If your Hempstead County, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hempstead County:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WATER DAMAGE $3,500
FIRE $39,500

Your Hempstead County, AR insurance agent (see examples below) can help with your claims.

  • Travelers: Alliance Insurance Group, 117 east main, Prescott, AR, 71857 (870) 887-2697
  • State Farm: Rusty Hagler, 400 n main st, Nashville, AR, 71852-2006 870-845-4575
  • Allstate: Pike County Insurance, 301 n main st, Nashville, AR, 71852 (870) 845-2861
  • Farmers: Ruth Steely, 101 s main st, Nashville, AR, 71852 (870) 845-2500
  • State Farm: David Parker, 807 e 3rd st, Hope, AR, 71801-5504 870-777-2929

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hempstead County, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $710
Freelancer 750-799 Credit Score $100 to $150,000 2 Pets, Smoker $950
Full Time Job 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $360