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Francis, AR Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Francis, AR Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Francis, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Francis, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Francis 3 Beds, 2 Baths, 1880 sqft $216,000 $139
Smyrna 3 Beds, 2 Baths, 1,270 sqft $121,000 $74
Gilbert 3 Beds, 1 Bath, 1,710 sqft $201,000 $80
Big Rock 3 Beds, 2 Baths, 1,740 sqft $150,000 $122
Diaz 2 Beds, 1 Bath, 1,560 sqft $105,000 $105
Tomahawk 2 Beds, 1 Bath, 1,220 sqft $98,000 $71
Mount Vernon 3 Beds, 2 Baths, 2,230 sqft $281,000 $109
Pine 2 Beds, 1 Bath, 1,440 sqft $119,000 $70
Mountain 3 Beds, 2 Baths, 1,870 sqft $262,000 $106
Higden 2 Beds, 1 Bath, 1,770 sqft $192,000 $92
Totten 3 Beds, 2 Baths, 2,090 sqft $182,000 $168
Cane 2 Beds, 1 Bath, 1,370 sqft $124,000 $74
Georgetown 3 Beds, 1 Bath, 1,950 sqft $239,000 $123
Tuckerman 2 Beds, 1 Bath, 1,670 sqft $161,000 $80
Lafferty 2 Beds, 1 Bath, 1,070 sqft $154,000 $70
Optimus 3 Beds, 1 Bath, 1,250 sqft $108,000 $75
Newark 3 Beds, 1 Bath, 1,990 sqft $236,000 $127
Pickens 2 Beds, 1 Bath, 1,300 sqft $167,000 $64
Athens 2 Beds, 1 Bath, 1,210 sqft $105,000 $66
Clifton 3 Beds, 2 Baths, 1,570 sqft $154,000 $56
Sulphur Rock 2 Beds, 1 Bath, 1,670 sqft $172,000 $79

If your Francis, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Francis:

Claim Typical Claim Amount
LIGHTNING $6,500
THEFT/BURGLARY $2,500
WIND $4,500

Your Francis, AR insurance agent (see examples below) can help with your claims.

  • Travelers: Jack Rhodes Insurance, 301 w searcy st, Heber Springs, AR, 72543 501-362-5811
  • State Farm: Chuck Epperson, 8249 edgemont rd ste 6, Greers Ferry, AR, 72067-9786 501-825-7260
  • Allstate: White River Ins, 14781 highway 16 e, Fairfield Bay, AR, 72088 (501) 723-4022
  • Farmers: Christie Brewer, 423 highway 110 e # b, Heber Springs, AR, 72543 (501) 362-6109
  • State Farm: Ed Lasyone, 1501 hwy 25b n, Heber Springs, AR, 72543-0569 501-362-5848

Your Background Impacts Your Home Insurance Quotes

Here is a list of Francis, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $1,630
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $180
Retired 600-649 Credit Score No Income 1 Pet, Non-Smoker $630