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The issues listed mainly affect Fountain Lake, AR Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Fountain Lake, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fountain Lake, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fountain Lake 4 Beds, 2 Baths, 2130 sqft $129,000 $115
Centerville 2 Beds, 1 Bath, 1,140 sqft $62,000 $53
Roland 3 Beds, 1 Bath, 2,010 sqft $134,000 $84
Redfield 3 Beds, 1 Bath, 2,300 sqft $184,000 $126
Ferguson 3 Beds, 2 Baths, 2,360 sqft $179,000 $124
Salem 4 Beds, 2 Baths, 2,710 sqft $192,000 $96
Aplin 3 Beds, 2 Baths, 1,990 sqft $174,000 $165
Manchester 2 Beds, 1 Bath, 1,030 sqft $76,000 $45
Woodson 3 Beds, 2 Baths, 2,330 sqft $171,000 $74
Perry 2 Beds, 1 Bath, 1,000 sqft $96,000 $43
De Roche 2 Beds, 1 Bath, 1,070 sqft $74,000 $38
Cadron 2 Beds, 1 Bath, 1,100 sqft $61,000 $69
Holland 3 Beds, 1 Bath, 1,720 sqft $143,000 $66
Whittington 3 Beds, 1 Bath, 1,360 sqft $100,000 $90
Conway 3 Beds, 1 Bath, 2,120 sqft $154,000 $108
College Station 3 Beds, 1 Bath, 2,380 sqft $164,000 $141
Maumelle 2 Beds, 1 Bath, 1,780 sqft $131,000 $56
Sims 2 Beds, 1 Bath, 1,250 sqft $61,000 $59
Owen 4 Beds, 2 Baths, 3,270 sqft $210,000 $180
Calvert 2 Beds, 1 Bath, 1,620 sqft $86,000 $90
St. Vincent 2 Beds, 1 Bath, 1,770 sqft $133,000 $63

If your Fountain Lake, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fountain Lake:

Claim Typical Claim Amount
WIND $4,500
FIRE $32,500
PHYSICAL DAMAGE $7,500

Your Fountain Lake, AR insurance agent (see examples below) can help with your claims.

  • Nationwide: Randall E Strother, 1005 s main st, Malvern, AR, 72104 (501) 332-5528
  • Liberty Mutual Independent: Thomas Insurance Agency Of Benton Inc, 114 e conway st, Benton, AR, 72015 (501) 778-9162
  • Travelers: C F Hale Agency Inc, 1430 e page ave, Malvern, AR, 72104 501-332-3131
  • Farmers: Scott Sanford, 5668 highway 67, Benton, AR, 72015 (501) 776-1936
  • State Farm: Jerry Bennett, 218 pine bluff st, Malvern, AR, 72104-4228 501-337-7225

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fountain Lake, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $75 to $100,000 No Pets, Smoker $760
Full Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $700
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $110