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This startling study about Black River, AR Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Black River, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Black River, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Black River 2 Beds, 1 Bath, 1020 sqft $73,000 $34
Lynn 2 Beds, 1 Bath, 930 sqft $44,000 $55
Imboden 2 Beds, 1 Bath, 1,600 sqft $90,000 $41
Lawrence 3 Beds, 2 Baths, 1,940 sqft $88,000 $68
Hays 2 Beds, 1 Bath, 1,140 sqft $59,000 $41
Harrisburg 3 Beds, 2 Baths, 1,860 sqft $81,000 $73
Monette 2 Beds, 1 Bath, 1,390 sqft $75,000 $36
Koshkonong, MO 3 Beds, 1 Bath, 2,050 sqft $113,000 $84
Black Rock 2 Beds, 1 Bath, 1,250 sqft $59,000 $50
Varner, MO 3 Beds, 2 Baths, 1,570 sqft $61,000 $52
Relief 3 Beds, 1 Bath, 1,930 sqft $79,000 $90
Corning 3 Beds, 2 Baths, 2,280 sqft $80,000 $93
Evening Shade 2 Beds, 1 Bath, 1,550 sqft $63,000 $70
Ash Flat 3 Beds, 1 Bath, 2,340 sqft $127,000 $107
Mill Creek 2 Beds, 1 Bath, 1,300 sqft $47,000 $54
Lacrosse 3 Beds, 2 Baths, 1,560 sqft $101,000 $46
Boas 2 Beds, 1 Bath, 1,200 sqft $74,000 $30
Marmaduke 3 Beds, 2 Baths, 1,990 sqft $113,000 $61
Water Valley 3 Beds, 2 Baths, 1,540 sqft $84,000 $53
Shirley, MO 2 Beds, 1 Bath, 1,590 sqft $65,000 $49
Nettleton 3 Beds, 2 Baths, 2,060 sqft $120,000 $89

If your Black River, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Black River:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $7,500
THEFT/BURGLARY $2,500
LIGHTNING $6,500

Your Black River, AR insurance agent (see examples below) can help with your claims.

  • Travelers: Martin Agency Inc, 210 w broadway st, Pocahontas, AR, 72455 (870) 892-5222
  • State Farm: Rob Taylor, 1512 highway 67 s ste e, Pocahontas, AR, 72455-4003 870-892-3031
  • Allstate: Gregory Ins Agcy, 110 w walnut st, Walnut Ridge, AR, 72476 (870) 886-6769
  • Farmers: Elisabeth Howard, 1499 highway 62 w, Pocahontas, AR, 72455 (870) 892-5012
  • Travelers: Keith Declerk Insurance Agency Inc, 209 pyburn, Pocahontas, AR, 72455 870-892-4332

Your Background Impacts Your Home Insurance Quotes

Here is a list of Black River, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $50 to $75,000 No Pets, Smoker $130
Unemployed 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $280
Freelancer 650-699 Credit Score $100 to $150,000 3 Pets, Non-Smoker $390