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The variables explained here drive your Benton County, Arkansas Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Benton County, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Benton County, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Benton County 3 Beds, 2 Baths, 1870 sqft $178,000 $97
Newtonia, MO 3 Beds, 2 Baths, 1,580 sqft $163,000 $103
Flat Creek, MO 3 Beds, 2 Baths, 1,940 sqft $150,000 $100
Brush Creek 3 Beds, 2 Baths, 1,540 sqft $182,000 $70
War Eagle 4 Beds, 2 Baths, 2,280 sqft $225,000 $108
Monett, MO 3 Beds, 2 Baths, 1,720 sqft $153,000 $150
Anderson, MO 3 Beds, 2 Baths, 1,750 sqft $114,000 $93
Rheas Mill 2 Beds, 1 Bath, 1,770 sqft $163,000 $50
Lanagan, MO 3 Beds, 1 Bath, 1,280 sqft $156,000 $50
New Eucha, OK 3 Beds, 2 Baths, 1,580 sqft $128,000 $121
Granby, MO 3 Beds, 2 Baths, 1,950 sqft $125,000 $116
Loma Linda, MO 2 Beds, 1 Bath, 1,390 sqft $137,000 $74
Spring River, MO 3 Beds, 2 Baths, 1,820 sqft $243,000 $123
Salina, OK 2 Beds, 1 Bath, 1,700 sqft $202,000 $82
Lowell 3 Beds, 2 Baths, 2,240 sqft $315,000 $181
Jenkins, MO 2 Beds, 1 Bath, 1,010 sqft $88,000 $65
Cassville, MO 4 Beds, 2 Baths, 2,320 sqft $239,000 $107
Ash, MO 4 Beds, 2 Baths, 2,890 sqft $280,000 $113
Mulberry, OK 4 Beds, 2 Baths, 1,880 sqft $164,000 $67
Cherokee, OK 2 Beds, 1 Bath, 1,260 sqft $148,000 $76
McMillen Coy, MO 3 Beds, 2 Baths, 1,800 sqft $171,000 $93

If your Benton County, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Benton County:

Claim Typical Claim Amount
LIGHTNING $7,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WIND $3,000

Your Benton County, AR insurance agent (see examples below) can help with your claims.

  • Nationwide: Rocky Steele Insurance Agency Llc, 3180 e robinson ave, Springdale, AR, 72764 (479) 751-1177
  • Liberty Mutual Independent: Farris Insurance Agency Inc, 1411-a s thompson, Springdale, AR, 72764
  • Travelers: Springdale Insurance, 1479 executive pl ste a, Springdale, AR, 72762 479-717-0500
  • Farmers: Walter Fiallos-Arce, 225 n bloomington st ste f, Lowell, AR, 72745 (479) 419-5369
  • State Farm: Greg Brown, 2023 e main st, Siloam Springs, AR, 72761 479-524-6191

Your Background Impacts Your Home Insurance Quotes

Here is a list of Benton County, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $75 to $100,000 1 Pet, Smoker $830
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $680
Unemployed 700-749 Credit Score No Income 3 Pets, Non-Smoker $50