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Read about what causes changes in your Little Rock, Arkansas Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Little Rock, AR is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Little Rock, AR & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Little Rock 4 Beds, 3 Baths, 2980 sqft $310,000 $199
Casa 3 Beds, 1 Bath, 1,570 sqft $117,000 $81
Prattsville 2 Beds, 1 Bath, 1,750 sqft $162,000 $91
Cammack Village 4 Beds, 2 Baths, 2,560 sqft $211,000 $129
Perryville 3 Beds, 2 Baths, 2,370 sqft $163,000 $104
Walker 2 Beds, 1 Bath, 1,150 sqft $85,000 $62
Gray 2 Beds, 1 Bath, 980 sqft $64,000 $48
Hardin 2 Beds, 1 Bath, 1,060 sqft $112,000 $101
Cadron 2 Beds, 1 Bath, 1,500 sqft $92,000 $89
White River 2 Beds, 1 Bath, 1,790 sqft $142,000 $121
Damascus 2 Beds, 1 Bath, 1,510 sqft $146,000 $91
Cypress 4 Beds, 2 Baths, 3,390 sqft $272,000 $255
Center Ridge 3 Beds, 1 Bath, 2,090 sqft $115,000 $104
Higgins 3 Beds, 1 Bath, 1,610 sqft $106,000 $73
Cane 4 Beds, 1 Bath, 3,360 sqft $306,000 $129
Kentucky 4 Beds, 1 Bath, 2,280 sqft $182,000 $116
Leola 3 Beds, 1 Bath, 2,040 sqft $231,000 $102
Gum Woods 4 Beds, 1 Bath, 2,350 sqft $221,000 $96
Matthews 2 Beds, 1 Bath, 1,490 sqft $174,000 $95
Lake Hamilton 4 Beds, 3 Baths, 3,090 sqft $250,000 $102
Clayton 4 Beds, 2 Baths, 2,650 sqft $308,000 $175

If your Little Rock, AR home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Little Rock:

Claim Typical Claim Amount
LIGHTNING $7,000
THEFT/BURGLARY $3,500
WIND $3,000

Your Little Rock, AR insurance agent (see examples below) can help with your claims.

  • Nationwide: Donnell Ins Agency Llc, 501 brookside dr ste d, Little Rock, AR, 72205 (501) 224-6881
  • Liberty Mutual Independent: Regions Insurance, 1500 riverfront dr, Little Rock, AR, 72202 501-661-4800
  • Travelers: Corker & Associates Inc, 1026 n james, Jacksonville, AR, 72076 Phone: 501-982-7511
  • Farmers: Mike Fason Lutcf, 1700 aldersgate rd, Little Rock, AR, 72205 (501) 228-4944
  • GEICO: Robert Reed, 4509 john f kennedy boulevard, North Little Rock, AR, 72116 (501) 771-0078

Your Background Impacts Your Home Insurance Quotes

Here is a list of Little Rock, AR homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 2 Pets, Smoker $250
Part Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $2,170
Retired 550-599 Credit Score <$25,000 No Pets, Non-Smoker $1,270