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Check out some must see numbers behind your Sardis City, AL Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Sardis City, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sardis City, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sardis City 3 Beds, 1 Bath, 2290 sqft $161,000 $59
Ohatchee 3 Beds, 2 Baths, 1,460 sqft $92,000 $33
Oneonta 3 Beds, 2 Baths, 1,470 sqft $100,000 $33
Choccolocco 3 Beds, 2 Baths, 2,120 sqft $154,000 $53
Langston 3 Beds, 1 Bath, 2,230 sqft $200,000 $93
Mountainboro 2 Beds, 1 Bath, 1,210 sqft $121,000 $29
Rockledge 2 Beds, 1 Bath, 1,510 sqft $99,000 $37
Guntersville 3 Beds, 1 Bath, 1,850 sqft $131,000 $59
Allgood 2 Beds, 1 Bath, 1,520 sqft $90,000 $39
Douglas 3 Beds, 2 Baths, 2,380 sqft $227,000 $108
Odenville 2 Beds, 1 Bath, 1,230 sqft $133,000 $39
Vinemont 2 Beds, 1 Bath, 1,480 sqft $72,000 $22
Alexandria 2 Beds, 1 Bath, 1,670 sqft $135,000 $40
Munford 3 Beds, 2 Baths, 1,480 sqft $119,000 $41
Moody 2 Beds, 1 Bath, 1,700 sqft $151,000 $46
Reece City 3 Beds, 1 Bath, 1,430 sqft $111,000 $38
Fruithurst 3 Beds, 2 Baths, 1,400 sqft $88,000 $44
Lincoln 3 Beds, 2 Baths, 1,860 sqft $169,000 $90
Priceville 2 Beds, 1 Bath, 1,720 sqft $149,000 $49
Piedmont 3 Beds, 1 Bath, 1,970 sqft $185,000 $81
Altoona 3 Beds, 1 Bath, 1,350 sqft $90,000 $40

If your Sardis City, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sardis City:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $11,500
LIGHTNING $2,000
WIND $12,000

Your Sardis City, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Randy Jones & Associates Inc, 8600 us highway 431 n, Albertville, AL, 35950-0153 (256) 878-3271
  • Liberty Mutual Independent: Shannon & Banks Inc, 200 chestnut st ste b, Gadsden, AL, 35901 256-543-1424
  • Travelers: Insurance Facilities Inc, 309 broad st, Gadsden, AL, 35901 256-549-1716
  • Farmers: Phillip Fikes, 105 locust st ste 1c, Gadsden, AL, 35901 (256) 546-2100
  • State Farm: Todd Lunsford, 10675 us highway 431, Albertville, AL, 35950-0140 256-878-3415

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sardis City, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $50 to $75,000 2 Pets, Non-Smoker $400
Freelancer 700-749 Credit Score <$25,000 No Pets, Non-Smoker $530
Unemployed 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $90