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Given here are some important aspects of your Owens Cross Roads, AL Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Owens Cross Roads, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Owens Cross Roads, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Owens Cross Roads 4 Beds, 3 Baths, 2340 sqft $197,000 $92
Courtland 4 Beds, 2 Baths, 2,060 sqft $211,000 $61
Ivalee 2 Beds, 1 Bath, 1,060 sqft $98,000 $29
Oneonta 2 Beds, 1 Bath, 920 sqft $97,000 $48
Steele 4 Beds, 2 Baths, 2,630 sqft $202,000 $54
Grant 4 Beds, 2 Baths, 2,950 sqft $175,000 $61
Simcoe 3 Beds, 1 Bath, 1,270 sqft $152,000 $42
Vinemont 2 Beds, 1 Bath, 1,100 sqft $66,000 $34
Madison Crossroads 2 Beds, 1 Bath, 1,480 sqft $143,000 $37
Courtland 4 Beds, 3 Baths, 2,020 sqft $183,000 $110
Winchester, TN 3 Beds, 1 Bath, 1,490 sqft $77,000 $43
Clarence 2 Beds, 1 Bath, 1,580 sqft $124,000 $45
Fayetteville, TN 2 Beds, 1 Bath, 1,070 sqft $79,000 $31
Hanceville 4 Beds, 1 Bath, 2,000 sqft $165,000 $59
Rainsville 3 Beds, 2 Baths, 2,310 sqft $242,000 $50
Moulton 4 Beds, 2 Baths, 2,300 sqft $135,000 $75
Dodge City 3 Beds, 2 Baths, 2,150 sqft $240,000 $99
Baileyton 3 Beds, 2 Baths, 1,210 sqft $106,000 $39
Huntsville 3 Beds, 1 Bath, 1,520 sqft $128,000 $62
Collinsville 3 Beds, 2 Baths, 1,620 sqft $140,000 $40
Elkmont 3 Beds, 1 Bath, 1,710 sqft $150,000 $78

If your Owens Cross Roads, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Owens Cross Roads:

Claim Typical Claim Amount
LIGHTNING $3,500
VANDALISM/MALICIOUS MISCHIEF $7,000
WATER DAMAGE $7,500

Your Owens Cross Roads, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Leon C Chavez, 1428 weatherly rd se ste 100, Huntsville, AL, 35803-1181 (256) 882-9925
  • Liberty Mutual Independent: Bnwg Inc Dba Bob Moore Insurance, 209 oakwood ave nw, Huntsville, AL, 35811 (256) 880-6431
  • Travelers: J Smith Lanier & Co Of Birmingham, 206 exchange pl nw, Huntsville, AL, 35824 256-890-9000
  • Farmers: Ron Evans Lutcf, 2315 market pl sw ste d, Huntsville, AL, 35801 (256) 489-5051
  • GEICO: Jason Zarrilli, 7595 highway 72 west, Madison, AL, 35758 256-837-0551

Your Background Impacts Your Home Insurance Quotes

Here is a list of Owens Cross Roads, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $50 to $75,000 3 Pets, Smoker $640
Part Time Job 550-599 Credit Score <$25,000 No Pets, Non-Smoker $660
Retired 650-699 Credit Score No Income More than 3 Pets at home, Smoker $690