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Given here are some important aspects of your Blue Ridge, AL Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Blue Ridge, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Blue Ridge, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Blue Ridge 3 Beds, 1 Bath, 1450 sqft $244,000 $56
Tyler 3 Beds, 2 Baths, 2,060 sqft $336,000 $131
Marbury 4 Beds, 1 Bath, 3,310 sqft $492,000 $126
Maplesville 3 Beds, 2 Baths, 1,440 sqft $205,000 $56
Midway 3 Beds, 2 Baths, 1,230 sqft $133,000 $39
Loachapoka 3 Beds, 2 Baths, 1,740 sqft $229,000 $55
Selma 3 Beds, 2 Baths, 1,570 sqft $187,000 $42
Marble Valley 4 Beds, 1 Bath, 3,240 sqft $504,000 $122
Elmore 3 Beds, 1 Bath, 1,860 sqft $271,000 $71
Eclectic 3 Beds, 2 Baths, 2,200 sqft $342,000 $107
Camp Hill 3 Beds, 1 Bath, 2,240 sqft $321,000 $122
Sylacauga 3 Beds, 1 Bath, 1,360 sqft $200,000 $74
Fayetteville 4 Beds, 2 Baths, 3,020 sqft $312,000 $143
Franklin 4 Beds, 1 Bath, 1,850 sqft $165,000 $58
Needmore 4 Beds, 1 Bath, 2,260 sqft $267,000 $88
Kellyton 4 Beds, 1 Bath, 2,360 sqft $345,000 $134
Inverness 3 Beds, 2 Baths, 2,290 sqft $275,000 $51
Tuskegee 4 Beds, 1 Bath, 3,040 sqft $316,000 $148
Talladega Springs 4 Beds, 1 Bath, 2,060 sqft $279,000 $121
Society Hill 3 Beds, 1 Bath, 1,880 sqft $276,000 $137
Hissop 3 Beds, 2 Baths, 1,460 sqft $191,000 $42

If your Blue Ridge, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Blue Ridge:

Claim Typical Claim Amount
WATER DAMAGE $5,500
VANDALISM/MALICIOUS MISCHIEF $10,000
FIRE $58,500

Your Blue Ridge, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Davenport Agency, 696 n silver hills dr ste 116, Prattville, AL, 36066 (334) 358-1344
  • Farmers: William King, 1760 platt pl, Montgomery, AL, 36117 (334) 271-5545
  • Travelers: Risk Management Associates Llc, 38 seth johnson dr, Wetumpka, AL, 36093 334-652-4461
  • Liberty Mutual Independent: Alabama Insurance Alliance, 3500 eastern blvd, Montgomery, AL, 36116 334-277-1000
  • GEICO: Perry Hudson, 5163 atlanta highway, Montgomery, AL, 36109 334-260-0755

Your Background Impacts Your Home Insurance Quotes

Here is a list of Blue Ridge, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 No Pets, Smoker $380
Full Time Job 600-649 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $360
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $130