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Coosada, AL Home Insurance Rates - What Affects It?

The issues listed mainly affect Coosada, AL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Coosada, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Coosada, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Coosada 4 Beds, 1 Bath, 1710 sqft $135,000 $37
Blue Ridge 3 Beds, 1 Bath, 2,210 sqft $201,000 $65
Eclectic 3 Beds, 2 Baths, 1,600 sqft $123,000 $59
Elmore 2 Beds, 1 Bath, 1,800 sqft $104,000 $61
Needmore 4 Beds, 3 Baths, 3,330 sqft $281,000 $99
Sylacauga 2 Beds, 1 Bath, 1,580 sqft $112,000 $51
Pletcher 4 Beds, 1 Bath, 3,010 sqft $164,000 $43
Tyler 3 Beds, 1 Bath, 1,530 sqft $128,000 $28
Shorter 2 Beds, 1 Bath, 910 sqft $50,000 $27
Loachapoka 3 Beds, 2 Baths, 2,310 sqft $241,000 $53
Reeltown 2 Beds, 1 Bath, 1,350 sqft $69,000 $56
Verbena 4 Beds, 3 Baths, 3,080 sqft $231,000 $42
Deatsville 2 Beds, 1 Bath, 1,610 sqft $115,000 $35
Kellyton 3 Beds, 2 Baths, 2,030 sqft $118,000 $42
Auburn 4 Beds, 2 Baths, 2,500 sqft $150,000 $60
Fayetteville 2 Beds, 1 Bath, 1,370 sqft $118,000 $37
Thorsby 4 Beds, 3 Baths, 3,050 sqft $274,000 $67
Our Town 3 Beds, 2 Baths, 1,260 sqft $107,000 $37
Redland 4 Beds, 3 Baths, 2,370 sqft $238,000 $57
Mineral Springs 2 Beds, 1 Bath, 1,060 sqft $83,000 $20
Petrey 3 Beds, 2 Baths, 2,000 sqft $139,000 $39

If your Coosada, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Coosada:

Claim Typical Claim Amount
HAIL $6,500
OPTIONAL COVERAGE LOSSES $11,500
WATER DAMAGE $7,500

Your Coosada, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Dockery & Associates Inc, 694 d commerce court, Prattville, AL, 36067 (334) 358-1891
  • Liberty Mutual Independent: Alabama Insurance Alliance, 3500 eastern blvd, Montgomery, AL, 36116 334-277-1000
  • Travelers: The Mitchell Agency Llc, 4183 carmichael rd ste a, Montgomery, AL, 36106
  • Farmers: Dwayne Farrior, 8125 decker ln ste 7h, Montgomery, AL, 36117 (334) 239-4400
  • GEICO: Perry Hudson, 5163 atlanta highway, Montgomery, AL, 36109 334-260-0755

Your Background Impacts Your Home Insurance Quotes

Here is a list of Coosada, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $490
Unemployed 550-599 Credit Score <$25,000 No Pets, Smoker $670
Full Time Job 500-549 Credit Score >$150,000 More than 3 Pets at home, Smoker $460