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Given here are some important aspects of your Vance, AL Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Vance, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Vance, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Vance 4 Beds, 1 Bath, 3340 sqft $367,000 $129
Lipscomb 4 Beds, 2 Baths, 2,980 sqft $192,000 $91
Lake View 4 Beds, 3 Baths, 2,490 sqft $207,000 $51
Edgewater 3 Beds, 1 Bath, 2,030 sqft $173,000 $47
Brent 4 Beds, 1 Bath, 1,970 sqft $179,000 $36
Cordova 4 Beds, 2 Baths, 1,890 sqft $169,000 $79
Forestdale 2 Beds, 1 Bath, 1,230 sqft $149,000 $44
Vestavia Hills 3 Beds, 1 Bath, 1,830 sqft $166,000 $47
Valley Grande 4 Beds, 2 Baths, 1,690 sqft $118,000 $54
Vance 4 Beds, 3 Baths, 2,250 sqft $184,000 $73
Greenwood 2 Beds, 1 Bath, 1,750 sqft $136,000 $41
Calera 3 Beds, 1 Bath, 1,720 sqft $154,000 $41
Vance 4 Beds, 1 Bath, 1,830 sqft $133,000 $48
Brook Highland 4 Beds, 3 Baths, 2,040 sqft $227,000 $65
Berry 3 Beds, 1 Bath, 2,060 sqft $183,000 $63
Dora 3 Beds, 1 Bath, 1,210 sqft $119,000 $33
Sawyerville 3 Beds, 1 Bath, 2,320 sqft $283,000 $109
Center Point 2 Beds, 1 Bath, 1,010 sqft $69,000 $36
Leeds 4 Beds, 2 Baths, 2,720 sqft $271,000 $59
Mineral Springs 3 Beds, 1 Bath, 1,490 sqft $129,000 $49
Thorsby 4 Beds, 3 Baths, 1,700 sqft $164,000 $56

If your Vance, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Vance:

Claim Typical Claim Amount
FIRE $60,500
APPLIANCE RELATED WATER $20,000
VANDALISM/MALICIOUS MISCHIEF $7,000

Your Vance, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Owens Insurance Group Llc, 214 hargrove rd e, Tuscaloosa, AL, 35401 (205) 345-0400
  • Liberty Mutual Independent: Pritchett-Moore Inc, 1120 queen city ave, Tuscaloosa, AL, 35401
  • Travelers: Crawford Insurance Llc, 602 skyland blvd e, Tuscaloosa, AL, 35405 205-752-6489
  • Farmers: Sherry Mathews, 1230 eastern valley rd, Bessemer, AL, 35020 (205) 565-9033
  • State Farm: Michael Mcguire, 302 merchants walk ste 200, Tuscaloosa, AL, 35406-2291 205-752-8500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Vance, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 1 Pet, Smoker $560
Freelancer 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $370
Full Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $400