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In Depth Analysis of Waterloo, AL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Waterloo, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Waterloo, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Waterloo 3 Beds, 1 Bath, 1380 sqft $60,000 $23
Cloverdale 2 Beds, 1 Bath, 1,160 sqft $55,000 $28
Courtland 2 Beds, 1 Bath, 1,010 sqft $52,000 $15
Sheffield 3 Beds, 1 Bath, 2,030 sqft $151,000 $33
Spruce Pine 2 Beds, 1 Bath, 1,220 sqft $73,000 $15
Tri-Cities 3 Beds, 2 Baths, 1,260 sqft $66,000 $28
Kossuth, MS 3 Beds, 2 Baths, 1,820 sqft $103,000 $25
Town Creek 3 Beds, 2 Baths, 2,160 sqft $121,000 $50
Oakland 2 Beds, 1 Bath, 1,460 sqft $54,000 $20
Clifton, TN 3 Beds, 2 Baths, 1,440 sqft $83,000 $32
St. Florian 2 Beds, 1 Bath, 990 sqft $44,000 $13
Booneville, MS 2 Beds, 1 Bath, 1,080 sqft $51,000 $29
Littleville 2 Beds, 1 Bath, 940 sqft $73,000 $19
Corinth, MS 3 Beds, 1 Bath, 1,210 sqft $71,000 $16
Belmont, MS 3 Beds, 1 Bath, 1,560 sqft $90,000 $30
Paden, MS 3 Beds, 1 Bath, 2,160 sqft $124,000 $41
Hatton 3 Beds, 1 Bath, 2,080 sqft $91,000 $45
Red Bay 2 Beds, 1 Bath, 1,720 sqft $101,000 $23
Mount Hope 2 Beds, 1 Bath, 1,160 sqft $47,000 $12
Decaturville, TN 2 Beds, 1 Bath, 1,100 sqft $50,000 $18
Saltillo, TN 2 Beds, 1 Bath, 1,590 sqft $115,000 $28

If your Waterloo, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Waterloo:

Claim Typical Claim Amount
LIGHTNING $3,500
FIRE $60,500
VANDALISM/MALICIOUS MISCHIEF $7,000

Your Waterloo, AL insurance agent (see examples below) can help with your claims.

  • State Farm: Harold Lomenick, 101 n wilmuth st, Iuka, MS, 38852-1540 662-423-1231

Your Background Impacts Your Home Insurance Quotes

Here is a list of Waterloo, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $140
Freelancer 800-850 Credit Score $75 to $100,000 2 Pets, Non-Smoker $80
Retired 500-549 Credit Score <$25,000 3 Pets, Smoker $180