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The issues listed mainly affect Fitzpatrick, AL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Fitzpatrick, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fitzpatrick, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fitzpatrick 2 Beds, 1 Bath, 1150 sqft $116,000 $36
Louisville 4 Beds, 3 Baths, 2,100 sqft $343,000 $88
White Hall 3 Beds, 1 Bath, 1,670 sqft $320,000 $50
Redland 4 Beds, 2 Baths, 2,400 sqft $395,000 $77
Eufaula 4 Beds, 2 Baths, 2,190 sqft $455,000 $174
Inverness 2 Beds, 1 Bath, 1,600 sqft $238,000 $65
Holtville 2 Beds, 1 Bath, 1,680 sqft $176,000 $119
Brantley 4 Beds, 3 Baths, 2,320 sqft $349,000 $130
Ariton 2 Beds, 1 Bath, 1,160 sqft $194,000 $38
Fort Davis 3 Beds, 2 Baths, 1,300 sqft $231,000 $56
Gordonville 2 Beds, 1 Bath, 1,420 sqft $186,000 $88
Prattville 3 Beds, 1 Bath, 1,230 sqft $174,000 $46
Creek Stand 2 Beds, 1 Bath, 1,610 sqft $218,000 $87
Emerald Mountain 2 Beds, 1 Bath, 1,150 sqft $237,000 $74
Needmore 2 Beds, 1 Bath, 1,160 sqft $174,000 $66
Hope Hull 3 Beds, 2 Baths, 1,550 sqft $156,000 $53
Auburn 4 Beds, 1 Bath, 1,780 sqft $235,000 $73
Deatsville 3 Beds, 2 Baths, 2,280 sqft $368,000 $77
Fitzpatrick 2 Beds, 1 Bath, 1,770 sqft $277,000 $36
Elmore 4 Beds, 2 Baths, 2,600 sqft $267,000 $106
Jack 3 Beds, 1 Bath, 1,670 sqft $313,000 $55

If your Fitzpatrick, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fitzpatrick:

Claim Typical Claim Amount
LIGHTNING $3,500
FIRE $60,500
VANDALISM/MALICIOUS MISCHIEF $7,000

Your Fitzpatrick, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Roger L. Watts, 214 north prairie street suite 1, Union Springs, AL, 36089-1651 (205) 991-6543
  • Farmers: David Robertson, 8220 old federal rd, Montgomery, AL, 36117 (334) 271-4800
  • Travelers: Owen Insurance Agency Of Montgomery Inc, 8210 old federal rd, Montgomery, AL, 36117 334-279-7033
  • Liberty Mutual Independent: Assured Neace Lukens Insurance Agency Inc., 5251 hampstead high st ste 200, Montgomery, AL, 36116 (334) 270-6824
  • State Farm: John Vermillion, 8319 crossland loop, Montgomery, AL, 36117-8483 334-819-7260

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fitzpatrick, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $60
Freelancer 500-549 Credit Score $50 to $75,000 3 Pets, Non-Smoker $300
Retired 800-850 Credit Score No Income 1 Pet, Non-Smoker $2,290