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The variables explained here drive your Emerald Mountain, AL Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Emerald Mountain, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Emerald Mountain, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Emerald Mountain 3 Beds, 2 Baths, 2310 sqft $248,000 $99
Ray 4 Beds, 2 Baths, 2,390 sqft $176,000 $71
Elmore 4 Beds, 2 Baths, 2,630 sqft $374,000 $73
Tuskegee 3 Beds, 2 Baths, 2,250 sqft $300,000 $128
Fort Deposit 4 Beds, 1 Bath, 1,900 sqft $181,000 $46
Daviston 3 Beds, 1 Bath, 1,470 sqft $202,000 $68
Jacksons' Gap 3 Beds, 1 Bath, 1,990 sqft $214,000 $58
Roxana 3 Beds, 2 Baths, 1,420 sqft $219,000 $69
Clanton 4 Beds, 3 Baths, 2,560 sqft $224,000 $130
Stewartville 4 Beds, 1 Bath, 3,130 sqft $271,000 $58
Josie 3 Beds, 2 Baths, 1,900 sqft $252,000 $62
Our Town 4 Beds, 2 Baths, 1,920 sqft $177,000 $88
Holtville 4 Beds, 3 Baths, 1,710 sqft $246,000 $79
Emerald Mountain 3 Beds, 2 Baths, 1,970 sqft $200,000 $102
Shady Grove 4 Beds, 3 Baths, 2,190 sqft $249,000 $77
Marble Valley 4 Beds, 1 Bath, 1,930 sqft $260,000 $77
Goldville 3 Beds, 2 Baths, 2,040 sqft $221,000 $90
Banks 3 Beds, 2 Baths, 1,840 sqft $216,000 $56
Notasulga 4 Beds, 1 Bath, 2,540 sqft $381,000 $123
Midway 3 Beds, 2 Baths, 2,280 sqft $326,000 $78
White Hall 3 Beds, 2 Baths, 1,240 sqft $183,000 $48

If your Emerald Mountain, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Emerald Mountain:

Claim Typical Claim Amount
LIGHTNING $3,500
WATER DAMAGE $7,500
WIND $15,500

Your Emerald Mountain, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Stephen W Nelson, 2800 zelda road ste 200-2, Montgomery, AL, 36106 (334) 272-7288
  • Liberty Mutual Independent: Harmon Dennis Bradshaw Inc, 7115 halcyon summit dr, Montgomery, AL, 36117 334-273-7277
  • Travelers: Palomar Insurance Corp, 8193 vaughn rd, Montgomery, AL, 36116 334-270-0105
  • Farmers: William King, 1760 platt pl, Montgomery, AL, 36117 (334) 271-5545
  • GEICO: Perry Hudson, 5163 atlanta highway, Montgomery, AL, 36109 334-260-0755

Your Background Impacts Your Home Insurance Quotes

Here is a list of Emerald Mountain, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score >$150,000 3 Pets, Smoker $340
Freelancer 700-749 Credit Score >$150,000 No Pets, Smoker $410
Retired 550-599 Credit Score No Income More than 3 Pets at home, Smoker $390