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This startling study about Brighton, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Brighton, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Brighton, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Brighton 3 Beds, 2 Baths, 2330 sqft $89,000 $38
Jemison 2 Beds, 1 Bath, 1,600 sqft $64,000 $30
Blocton 3 Beds, 2 Baths, 2,170 sqft $115,000 $42
Springville 2 Beds, 1 Bath, 1,070 sqft $59,000 $20
Maplesville 2 Beds, 1 Bath, 1,210 sqft $58,000 $28
Chelsea 2 Beds, 1 Bath, 1,390 sqft $60,000 $22
Hanceville 3 Beds, 1 Bath, 1,460 sqft $75,000 $22
Highland Lake 3 Beds, 1 Bath, 2,160 sqft $87,000 $46
Mountain Brook 3 Beds, 2 Baths, 1,290 sqft $85,000 $22
Concord 3 Beds, 2 Baths, 1,310 sqft $58,000 $19
Vance 3 Beds, 1 Bath, 1,500 sqft $87,000 $18
Kimberly 2 Beds, 1 Bath, 1,520 sqft $99,000 $25
Oak Grove 3 Beds, 1 Bath, 1,950 sqft $106,000 $27
Northport 3 Beds, 2 Baths, 1,600 sqft $55,000 $33
Lincoln 3 Beds, 2 Baths, 2,280 sqft $133,000 $50
Cleveland 3 Beds, 1 Bath, 1,600 sqft $94,000 $38
Good Hope 2 Beds, 1 Bath, 1,790 sqft $60,000 $23
Berry 3 Beds, 1 Bath, 1,600 sqft $82,000 $27
Montevallo 2 Beds, 1 Bath, 1,620 sqft $61,000 $35
Vestavia Hills 2 Beds, 1 Bath, 1,740 sqft $112,000 $34
Logan 2 Beds, 1 Bath, 1,300 sqft $87,000 $21

If your Brighton, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Brighton:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $18,000
VANDALISM/MALICIOUS MISCHIEF $10,000
LIGHTNING $2,000

Your Brighton, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Wade Kaiser Insurance Agency Inc., 2473 valleydale rd suite a, Birmingham, AL, 35244 (205) 291-4100
  • Farmers: Kelley Summerlin, 126 1st ave w ste b, Alabaster, AL, 35007 (205) 358-8035
  • Travelers: Yellowhammer Ins Inc, 1167 6th st sw, Alabaster, AL, 35007 205-624-3101
  • Liberty Mutual Independent: J R Prewitt & Associates Inc, 2146 highland ave s, Birmingham, AL, 35205 (205) 933-9207
  • Liberty Mutual: Chadwick L Hartsfield, 100 corporate parkway suite 225, Birmingham, AL, 35242 1-205-995-9883

Your Background Impacts Your Home Insurance Quotes

Here is a list of Brighton, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $75 to $100,000 2 Pets, Non-Smoker $200
Full Time Job 800-850 Credit Score $75 to $100,000 3 Pets, Non-Smoker $180
Part Time Job 650-699 Credit Score <$25,000 1 Pet, Smoker $400